University of Newcastle v Chopra & Anor; State Authorities Superannuation Board v Chopra

Case [1989] HCATrans 41


IN THE HIGH COURT OF AUSTRALIA
Office of the Registry
Sydney No Sl40 of 1988

B e t w e e n -

THE UNIVERSITY OF NEWCASTLE

Appellant

and

AUDREY LILLIAN CHOPRA

First Respondent

STATE AUTHORITIES SUPERANNUATION

BOARD

Second Respondent

Office of the Registry

Sydney No Sl41 of 1988

B e t w e e n -

STATE AUTHORITIES SUPERANNUATION

BOARD

Appellant

and

AUDREY LILLIAN CHOPRA

Chopra(2)

First Respondent

THE UNIVERSITY OF NEWCASTLE

Second Respondent

l1ASON CJ
BRENNAN J
DAWSON J
TOOHEY J

GAUDRON J

C2T 5 /1 /HS 1 2/3/89

TRANSCRIPT OF PROCEEDINGS

AT CANBERRA ON THURSDAY, 2 MARCH 1989, AT 10.15 AM

Copyright in the High Court of Australia

MR D.M.J. BENNET,_Q_g_:  May it please the Court, in the first

of those matters I appear for the appellant, the

State Authorities Superannuation Board, with my

learned friends,MR I.L. JOHNSTON, QC and

MISS D. COULTON, and we also appear for the second

respondent, being the same party, in the other matter.

(instructed by S.W. Spencer, Solicitor for State

Authorities Superannuation Board)

MR K.R. HANDLEY 1 QC:  If the Court pleases, I appear for

the University of Newcastle, an appellant in one

matter and a respondent in the other, with my

learned friend, MR B. WALKER.

(instructed by Messrs Minter Ellison)

SIR M. BYERS, QC:  If Your Honours please, I appear with

my learned friend, MR F.L. WRIGHT, for Mrs Chopra.

(instructed by Messrs Jones Staff & Co)

MASON CJ:  Yes, Mr Bennett.
MR BENNETT:  I hand up an outline of submissions.
MASON CJ:  I notice the batting order has changed since
the special leave application was made. On that

application the parties were in the reverse order.

MR BENNETT:  I think there is no reason for that of which
we are aware, other than the order in which the

matters were listed, Your Honour. There is no

arrangement and there was not on that occasion.

MASON CJ:  I am not suggesting there was a collusive

arrangement, Mr Bennett.

(Continued on page 3)

C2T5/2/HS 2 2/3/89
Chopra(2)
MR BENNETT:  Yes. The question of whether my client or my

learned friend, Mr Handley's, client has the greater

interest may be left to another day perhaps.

MASON CJ:  The outline of submission is certainly succinct,

Mr Bennett.

MR BENNETT:  Two very short points, Your Honour, and two

more very short points on my friend, Sir Maurice's, contention. What I propose to do, Your Honours, is

take you very briefly through the relevant facts,
then give Your Honours, an equ~lly brief, I hope,

conspectus of the legislative history and then take

Your Honours to the two points of statutory construction.

The facts are in a very short compass. Your Honours

will see at page 26 of the appeal book that in

January 1968 Mrs Chopra was appointed as a

lecturer at the University of Newcastle. At page 27

line 10 shows that the appointment was conditional

on her passing a medical examination:

mainly to determine your eligibility to

become a contributor to the ..... scheme. At page 28 arrangements were made for it and at

page 32 the medical certificate is produced. The
result was an intermediate step that she be
accepted - it was recormnended that she:

Be accepted for permanent appointment and

for limited benefits.

At page 33 the Universi_ty advised her of the contents

of the certificate and then said at line 8:

As it is understood that you do not wish to

contribute to the Superannuation Scheme,

it will be necessary for you to apply for

exemption. It is pointed out that such

exemption debars you from consequently -

and it is suggested that she take that step.

Page 34:we jump ahead eight years to an internal

memorandum in 1978 where,in the first paragraph

someone from the personnel department of the University

reports:

A recent check of our records revealed that there are two members ..... who are tenured and for whom no superannuation arrangement exists.

Going down to line 17:

Mrs A.L. Chopra, a Lecturer in Education

apparently indicated at the time of her

appointment, that she did not wish to

contribute ..... The Bursar's letter of ..... 1970

to Mrs Chopra mentioned that it was

C2T6/l/MB 3 2/3/89
Chopra(2)
necessary to apply for an exemption. However,

an Advisory Officer of the Board informed me on

..... 1978 that Mrs Chopra has never been granted

an exemption ..... please advise what steps

should be taken.

Then there is a letter from the assistant bursar to Mrs Chopra referring to a 1970 letter saying:

A recent check of records has revealed that you

have not received an exemption ..... kindly sign

the attached letter.

There is note someone has put on it in ink saying:

She has not forwarded the letter mentioned

above and does not intend to do so because

she disagrees with the anti-female provisions

of the NSWSF. I agreed to withhold action for

1 week while she endeavoured to ascertain the

lastest position re alteration to "anti female"

rules of the fund.

At page 36 there is a further memorandum. This sets

out the latest position - we are now in 1979:

Ms A.L. Chopra, Lecturer, is not prepared to make a decision about seeking exemption or

membership because of "discriminatory rules

against females". She has taken no action

since our last correspondence.

(Continued on page 5)

C2T6/2/MB 4 2/3/89
Chopra(2)

MR BENNETT (continuing): At page 39: in 1984, for the

first time the University Academic Staff

Association writes to the University, saying:

I have formally advised Audrey Chopra to

request inclusion of her name on the New

Entrants' Scheme of the N.S.W. State

Superannuation Scheme. Further, our member

will request that the date of commencement

of permanent employment be included.

Then there is a letter from Mrs Chopra on the

following page, on 14 January 1985, which said:

On the basis of Union advice, I formally request that the University place my name

on the New Entrants' Schedule of the N.S.W.

State Superannuation Scheme, indicating

the date on which I commenced permanent

employment -

that, of course, being 1969.

I believe that it would be appropriate,

in view of the circumstances, to submit

my name on a single schedule with some

indication of the circumstances relating

to the application.

And at page 42, this is later the same year:

I wish to advise that I will retire

from the service of the University as of

31st December -

and at page 59, Your Honour will see some short

cross-examination which suffers or benefits

from the same brevity as the submissions. I
said to her: 

At all times since you have been employed by the University you have known, have you

not, the meaning of the word superannuation?
A. In the limited sense in which it was

conveyed to me by the University.

Q. You knew that there was a State

Superannuation scheme? A. Yes.

Q. You knew you were eligible to join it?
A. Yes.
Q. You knew that the way a superannuation

scheme works is that there are contributions

made by employer and employee, interest

is earned on that and, ultimately, a larger

payment is made back to the employee? A. Yes.

C2T7/l/ND 5 2/3/89
Chopra(2)
Q. You also knew throughout your career

with the University that nothing was being

deducted from your salary? A. Of, of course,
yes.
Q. You knew also that the University was

not making any payments on your behalf?

A. Yes.

And in re-examination she was asked about the meaning and she says that she was told when

she joined the University initially that she

was advised her contribution rate would have

been a large figure, more than half her net

salary and she understood that was her only

option and had she been informed she could have

done it in a different way she would have done

it.

MASON CJ: What is the relevance of that, Mr Bennett?

MR BENNETT:  We would submit, none, Your Honour, but I

am reading it out of fairness because that is

what was put in answer to what I have just read

Your Honours.

(Continuing on page 7)

C2T7/2/ND 6 2/3/89
Chopra(2)
MR BENNETT (continuing):  Those are the facts. The legislation:

we have prepared for Your Honours a bundle with
numbered pages setting out the relevant sections and

I hand to Your Honours seven copies of those. These

are selections from the legislation at various stages. If
Your Honours start on page 5 - this is the Act as it
stood in 1969 - Your Honours will see that:

"Employee" means a person employed by an

"employer".

The rest of the definition is irrelevant. It

excludes supreme court judges and various people.

MASON CJ:  Mr Bennett, could I ask you a question about your

outline of submission, paragraph 3, the second

sentence which states:

inapposite. It is subject to the notice that has

This finding was not upset by the Court of to the notice of contention).

MR BENNETT:  Yes, that phrase is a technical phrase which is

been given to us of matters which are intended to

be raised by my learned friend.

MASON CJ:  By the respondent?
MR BENNETT:  Yes, Your Honour. I have called it a notice of

contention, which is really the Court of Appeal

phrase for it. It is not, I think, the phrase used

in this Court. But my friend will be, as I

understand it, challenging that finding of His Honour

and we have prepared separate submissions to hand up in reply on the assumption that my friend does that.

We have been given notice about it.

So an "employee" is "a person employed by an

employer". An !'employer" is a list of the. government
and various other bodies~ and Your Honours can take

it that includes the University of Newcastle.

Then the important one is "contributor", and a

"contributor" is an -

employee who is contributing under this

Act -

and there is a qualification. Then page 2, section 4

sets out the basis which was encapsulated in the

question I read to Your Honours from my cross-examination:

There shall be a "State Superannuation Fund"

into which shall be paid the contributions

of employers and of their employees under

this Act; and from which shall be paid the

benefits.

C2T8/l/BR 7 2/3/89
Chopra(2)

So the structure is, one has a fund, moneys go in

and moneys go out in accordance, no doubt, with

normal actuarial principles governing such funds.

Page 3, section 11(1) provides:

Every employee shall ..... contribute to the

Fund -

so it is a compulsory fund. Page 4 has a provision

for opting out. At about point 8:

Provided further that the Board may, on application as hereinafter provided, exempt

from contributing -

certain people.

(Continued on page 9)

C2T8/2/BR 8 2/3/89
Chopra(2)
MR BENNETT (continuing):  The next relevant section is

llA and it starts on page 8, at the bottom of the page

which provides an obligation on every employee:

As soon as practicable ..... submit himself

to medical examination -

and then, on the following page:

(2) Where the report of the Chief Medical

Officer indicates such employee is suffering from any physical or mental defect ..... the

Board may -

(a) refuse to accept .....

(b) accept ..... for limited benefits; or

(c) postpone his acceptance -

Your Honours will recall in this case, the medical officer recommended the middle one of those three.

An employee accepted as a contributor or as

a contributor for limited benefits ..... shall

make contributions as from the first day -

et cetera. On the next page, section 16 provides

for the employer's contributions:

Each employer shall contribute to the Fund

regular payments at prescribed period -

Section 27 on page 12 provides that:

On the retirement of a contributor he shall

..... be entitled to receive a pension

according to the number of units for which

he contributed -

and then there is a scale and there are, then, on

page 14, the beginning of a number of other sections

which provide for other benefits on retirement,

dismissal, matters of that sort, death. Section 28,

for example, says:

On the retirement at or after the age of

fifty-five years of a woman who has

contributed for a pension ..... the full

pension for which she has so contributed

shall be payable.

I will not take Your Honours to any others of those. That was the structure of the Act as at the relevant

time.

C2T9/l/SH 9 2/3/89
Chopra(2)

One of the matters which I will be addressing in my submissions and the matter on which almost the

whole of the Court of Appeal judgment turned was
whether you are a contributor if you are in the

circumstances of Mrs Chopra, someone who should

have been contributing, the University should have

been deducting or there should have been an application

for an exemption. None of those happens and one has

to determine is she a person who is contributing or

not? That is the second question.

Now, in 1976, there were some amendments which

start at page 18. I would only go through them very

briefly now because they become more important in

context on my friend's contentions but, at page 18,

Your Honours will see the definition of "contributor"

was changed. The old definition had been "an
employee who is contributing". The definition now
is: 

"Contributor" means an employee -

and then there is an exclusion:

(a) an employee while exempted -

(b) an employee while rejected or not

accepted -

and there is an exemption under l0H.

One of the matters which arises on the contention

is whether Mrs Chopra was a person who was not accepted

as a contributor and, therefore, exempted under that

definition. Otherwise, it would seem, subject to that

exception,that she would have become a contributor

within that definition although not within the earlier

one. However, there was also a provision added which

appears at page 21 and this is the other issue which

arises on the contention.

(Continued on page 11)
C2T9/2/SH 10 2/3/89
Chopra(2)
MR BENNETT (continuing):  Your Honourswill see section lON

repeats the old section 11 and says:

Subiect to this or any other Act, every employee shall contribute -

and then section 10 0(2) provides:

An employee who was not contributing

to the Fund on 12th January 1977 -

we say Mrs Chopra was not contributing on that date

or at any time -

but who was required by section 11 to

contribute to the Fund on that day -

well, clearly, she was -

shall, subject to section lOW contribute

to the Fund.

So the section provides that she shall contribute

to the fund but, of course, there was a previous section saying she shall contribute too. This

was disobedied by all relevant parties right up

to 1985.

If I may move now to 1985 to page 23, because

th i s i s the part of the case w i th which we are
principally concerned and the part which the
Court of Appeal suggested it was not argued. In

fact, as I will show Your Honours, it was argued

very fully. In 1985 it was apparently decided that

the scheme would be closed. There would be a cutting

off. People who were in would stay in. Those who were not yet in would join a new scheme and

there were provisions for that closing exercise,

and there was an Act passed which was No 47

of 1985, the relevant part of which commences at

page 23, and then there was an amending Act later

one can see from it, no doubt intended to cover a in the year retrospective to 1 July which was, as
number of defects in the earlier Act, and it is
the construction of those Acts with which we are
principally concerned.

Your Honour will see section lA on page 23,

the first of the amending Acts,provides in

subsection (2):

Notwithstanding any other provision of

this Act -

"this Act", of course, is the whole SUPERANNUATION ACT

because it is a section which is inserted -

C2Tl0/l /HS 11 2/3/89
Chopra(2)

a person is not required or entitled to

become a contributor to the Fund and is

not entitled to elect to become a

contributor to the Fund -

(a) in the case of a person who was an
employee, but was not a contributor,

immediately before the prescribed

day ..... except in accordance with

regulations ..... or

(b) if the person becomes an employee

after the prescribed day.

So, unless one fell within the regulations, a person

who was an employee but not a contributor was

excluded, and one would have thought that would

clearly apply to Mrs Chopra. The Act is drawing

the very distinction which we say has to be made.

There were then some regulations which 1 will

not take Your Honours through. They are set out

on the next few pages which define how you were

exempted. Then on page 26 there is the SUPERANNUATION

(FURTHER AMENDMENT) ACT which was enacted, we would

submit, to make assurance doubly sure, and

Your Honours will recall, going back to page 23,

that on the argument which the Court of Appeal accepted, that Act might not work to do what we

wish it to do because the Court of Appeal said,

"You are a contributor even if you never contribute",

even under the first of the Acts which said, "A

contributor is an employee who is contributing".

So, if one looks at the words of section 1A(2) -

BRENNAN J:  Excuse me, Mr Bennett. At the time that the

amendment came in on page 23 was the definition of

"employee" and was the definition of "contributor"

still that which appeared on page 18?

(Continued on page 13)
C2Tl0/2/HS 12 2/3/89
Chopra(2)
MR BENNETT:  Yes, Your Honour. So that Your Honour can see

the mistake that has been made in the drafting,

an employee who is not a contributor, one could say,

must be a person within the three exceptions, but

not a person like Mrs Chopra, who simply is not

contributing. Under the very old Act where the
contributor was an employee who is contributing, the

situation might have been different. But that was
the ambiguity which this Act created. Your Honours
will not be concerned with solving that problem

because on page 27 in the amending Act; which was

retrospective, that was cured. Your Honours will see
section lA provides: 

Notwithstanding any other provison of this

Act (except subsection (3)), a person is not

required or entitled to commence contributing

to the Fund on or after 1 July 1985.

Subsection (1) applies -

subject to an exception -

to a person who was previously a

contributor to the Fund, whether before or

after 1 July 1985.

So even if she was a contributor, as the Court of Appeal

held, prior to 1 July , she was not required or entitled to

commence contributing. Now, just stopping there, one

would have thought that that was a short, simple and

totally an answerable proposition.

What the Court of Appeal said at page 117,

line 10, was this:

For these reasons, in my opinion, the

plaintiff became a contributor when she

became an employee of the University. It is

accepted that, if this be so (subject to a

matter I shall mention), the plaintiff

remained a contributor until her

retirement.

Now, we dispute that, but it is said to be subject to

a matter and he does come to that:

On that basis, it is not necessary to

consider the alternative bases upon which,

as the plaintiff submitted, she became a

contributor consequent upon amendments to


the legislation which took place from time

to time.

That is true. The way the case for Mrs Chopra was

opened in the Court of Appeal was to say, well, she

either became a contributor in 1969 or she became a

C2Tll/l/JH 13 2/3/89
Chopra(2)

contributor in 1976 or she became a contributor

in 1985. And if we get up on any of those, we get

up:' That is the way it was put to the Court of

Appeal. The Court of Appeal correctly says:

It is not necessary to consider the

alternative bases.

It ignores, of course, our submission that even if

she did become a contributor in a technical sense,

she was excluded by the 1985 amendments. Now,
Their Honours go on and say this: 

There was a suggestion in argument, I

think, that if the plaintiff became a

contributor when she became an employee

of the University, she ceased to be such

because of the effect of the 1985 legislation.

I do not think that that suggestion was

pursued.

I will hand to Your Honours in a moment the argu.~ents

and the submissions in which it was pursued. That was

really a major part of our case and is today.

(Continued on page 15)

C2Tll/2/JH 14 2/3/89
Chopra(2)

MR BENNETT (continuing):

If "is contributing" means what I have held it to mean, I do not think that the subsequent

legislation had such an effect.

Now, no basis is given for that proposition in the

face of section 1A(2) and, in our respectful

submission, it cannot stand with it. May I just,

in order to dispel the suggestion that we did not

argue the matter, hand to Your Honours two bundles.

The first contains three pages from the transcript of argument and the second is the outline of

submissions which was handed up in the Court of Appeal

on behalf of my client.

BRENNAN J:  Mr Bennett, what was the definition of "contributor"

at the time that page 27 came into effect?

MR BENNETT: 

It was the same, Your Honour, the same as it had been in 1976, which was"contributor"means an "employee"

subject to the three exceptions.
BRENNAN J:  Yes.
MR BENNETT:  I am reminded there was a minor but irrelevant

change to the wording of the third exception but

Your Honour need not be concerned with that. If I

can just show Your Honours what was said below.

If Your Honours have the transcript,I have underlined,

for convenience, the passages to which I wish to refer,

and Your Honours have it with the underlining. At

page 11, just below my name, half-way down the page:

In my submission it is quite clear that those people to whom the schedule applies are those who

are employees who are not contributing and who would,

but for the provisions, be required or entitled

to contribute.

Mr Handley, on the following page - and there was

then lengthy argument about the rest of the schedule

which I will not take Your Honours to:

In relation to Schedule 21 -

Mr Handley says at point 3 -

it is clear Parliament had in mind a category of employees not contributing to the fund but to whom the Act on its true construction

either applied in that they were required

to contribute or they were within the scope
of the Act in that they were entitled to

contribute.

C2Tl2/l/MB 15 2/3/89
Chopra(2)

It is made even clearer on the nex~ page, when

His Honour Mr Justice Priestley asked my learned

friend a question which indicates the very

misunderstanding which appears in the judgment.

Mr Justice Priestley says in his question, in line 4: I think you have said if 1 is to be answered

yes then there is no point in answering any

of the others.

Question 1 - this appears in the judgment of

Mr Justice Yeldham - was "was she a contributor in

1969?" Mr Handley replies:

Except you then have to go to 11.

And 11 appears at page 69 of the appeal book and

that is whether she is barred by the second amendment

in 1985. So Mr Handley gave the correct response

indicating that even if that were so we still

relied on that. His Honour then said:

I follow that.

Then a bit lower down His Honour asked:

If you answer 1 No and 2 Yes, where do you

go then?

Mr Handley said:

(Continued on page 17)

C2Tl2/2/MB 16 MR BENNETT, QC 2/3/89
Chopra(Z)
MR BENNETT (continuing): 

You still then go to question 11. So, Your Honours, we would submit that

the outline

of submissions below which I have given Your Honours

also makes the same thing clear. Your Honours will

see at the very end of it, the second-last page,

paragraph 2, the last line on the second -last page_;

"The change in definition between paragraph 1A(2) (a)"

in the first 1985 Act and paragraph l(l)(a) of

the second Act''demonstrates that persons such as the

appellant were intended to be excluded unless they

came within a relevant exception." So the submission

was clearly made and Their Honours are, with respect,

in error in suggesting that it was not made.

I now turn to the two submissions of law

which I need to make in-chief. The first is a very

short, very simple, one. It is that the provisions

on page 27 mean what they say and that what the Act

has done is to close off, and it has taken the

criterion for closing off, not the technical criterion

of whether you are a contributor, but the actual

criterion of "are you contributing?"

BRENNAN J:  Do you not have to go a little further than that and

say it means just not what it says but something more?

Not only does it deal with entitlement to contribute;

it also deals with an entitlemmt to take from.

MR BENNETT: Well, Your Honour, I get that from the other

provisions of the Act because, if she is not entitled

to contribute, she would not be entitled to take

from. What the respondent seeks to do is to say,

"I will now pay the payments for the last 20 years,"

or whatever the payment is - I suppose 16 years,

"and have paid to me," no doubt by way of set-off,

"the amount to which I am entitled," which, of course,

will be larger. She does not and cannot say she is

entitled to the benefits without making those

payments.
BRENNAN J:  Why not?
MR BENNETT:  Because the section 27 and all the other sections

which deal with benefits refer to the number of units

for which she has contributed and she must, therefore,

contribute to be able to obtain the benefits.

BRENNAN J: I see.

MR BENNETT:  So what she is seeking to do is to commence making

contributions or, at least, make it in one lump sum

by way of set-up, but to make contributions and, if

heading on page 27 makes clear, to achieve the closure

she cannot do that, she cannot obtain any of the benefits.

C2Tl3/l/VH 17 2/3/89
Chopra(2)

of the scheme and it is designed, among other things,
to deal with various possible categories of people.

One the categories it specifically sets out to deal with is persons who were not making contributions.

It does that, as Your Honours will see, by giving them a last chance. Subsection (3) to which lA

is subject, provided a last chance and that is

something which I will deal with in a moment. It

was held, for various reasons, that the last chance

had not been successfully availed of by

Mr Justice Yeldham and the Court of Appeal did not

need to deal with that rr~tter. That is something

raised by my friend in his contention.

What it said was that - perhaps I should take

Yours Honours to page 28 and, so far as is relevant,

this was a statutory re-enactment of the regulations
which had occurred earlier in the year, only this

time it was in the form of a statute. That says

that:

Except as provided by subclause (2), this

Schedule applies to a person -

(a) who was, immediately before 1 July 1985,

an employee but was not contributing -

well, that is Mrs Chopra -

(b) who would, but for section lA, be required

or entitled, subject to the provisions of this

Act, to contribute.

Well, I have shown Your Honours that she was bound

to contribute at all times so she is within that.

So the schedule applies to her. There are some

exemptions which are not relevant and then it says:

(Continued on page 19)

C2Tl3/2/VH 18 2/3/89
Chopra(2)
MR BENNETT (continuing): 

2(1) A person to whom this Schedule applies

may elect to contribute to the Fund if -

(a) before 1 July 1985, the employer of the

person has notified ..... or

(b) on or before 31 December 1985 -

(i)      the employer of the person notifies ..... or

(ii)      the person lodges ..... a certificate -

and, whether that was done, is something which arises

in the contention. But, Mr Justice Yeldham held and,

at the moment, we have that decision in our favour,

that that had not been done.

So, we would respectfully submit that the

construction placed on the provisions by the Court
of Appeal defeats the clear language of the schedule
and, not only the clear language, but the clear

purpose because the purpose of the schedule is to

close off the scheme unless you come within the

specific provisions of the schedule 21. Now, really,

that point is as short as that and there is nothing

more I would submit I need to say about it.

It is particularly made clear by the fact that

the first attempt in 1985 fell foul of - or might

be thought to have fallen foul of - the very problem

in this case and that was cured by the addition of 1A(2) saying that, even if she was a contributor

in a technical sense, it was to apply. So, the

argument that, surely this could not have been

intended to take away vested rights, simply does not

run.

May I say this about that: if she was a

contributor, she was a contributor in a very

technical sense because she was, as the correspondence

shows, a person who had, despite requests to do

something about it, both when she joined and eight

years later, had deliberately elected to remain

outside the scheme. The university, of course,

should have taken the matter further than it did

but it did not and the result was one had a person

who never contributed and who was never placed on the books of the fund and it would be surprising, one would think, if such a person was entitled to come forward and say, "Well, I want to make a payment

now and receive money now", contrary to the whole

principle of superannuation which is the accumulation

C2Tl4/l/SH 19 2/3/89
Chopra(2)

of money and the gathering of interest on that
money, with the ultimate return to those investing

in it at the end of the day.

BRENNAN J: 

Mr Bennett, am I right in thinking that the underlying proposition in your submission is that

whether a contributor or no, there is no entitlement
under section 27?
MR BENNETT:  Yes, Your Honour. That is ultimately what it comes

to.

BRENNAN J: Well, then, that is the primary question, is it

not?

MR BENNETT: 

It is not the way the matter has been argued in

the three courts but, in one sense, it is, Your Honour,
yes, ultimately.

BRENNAN J: 

I suppose you can approach it by saying, "Well, she is not a contributor so 27 does not have any

application for that reason".
MR BENNETT:  Yes, well, that certainly is the first way we

approach it but we say, in any event, the structure
of the Act, certainly prior to the 1976 amendments,

was that a contributor was a person who contributed.

Then, after 1976, there was an exemption which, we

say, applied. If that did not apply, the scheme

closure provisions determined that people who were

not contributing would not be entitled to unless

certain conditions were satisfied and that, really,

was the structure of it.

(Continued on page 21)

C2Tl4/2/SH 20 2/3/89
Chopra(2)

MR BENNETT (continuing): It would hardly be likely that

the legislature would have intended to say,

"You are not entitled to commence contributing
but you will still be entitled to receive moneys

from the fund even though you've never actually

contributed." That would be a very bizarre

intention to attribute to the legislature, we

would respectfully submit.

I have dealt with 1 and 2 in my submissions.

In re 1 a t i on to 3, I w i 1 1 no t de a 1 w i th th a t beyond

saying that the argument is, and Your Honours

will see it when the contention comes up, the

argument depends upon whether clause 2, on page 28,

in effect gives the University an election as

to whether or not it notifies but that is a

matter which, as I say, we succeeded on and my

friend has to upset His Honour's decision on

that.

If Your Honours are with me on what I have

submitted so far, that is the end of the case.

However, I should make the alternative submission

and that is that the scheme of the Act, as it

stood prior to 197~ was that a person was not

a contributor unless she was actually contributing

or possibly in a pipeline towards doing so and

I will explain what I mean by that in a moment.

That involves going back to page 1 of the

statutory materials and, in our respectful submission,

nothing could be clearer than the words of the

definition: an "employee" is any person who

is employed by the government or the various d • 11 'b II '
b o 1es; a contr1 utor 1s an:

employee who is contributing -

One can refer, as the court did, to situations where words such as "contributor" have been

held to have a wider means. The obvious example,
I suppose, is the word "taxpayer". When the

late Mr Clyne had various appeals before this

Court he was, no doubt, described in documents as the "taxpayer" although that may well have

been a euphemistic description. But there,

of course, the INCOME TAX ASSESSMENT ACT specifically
defines a "taxpayer" as a person in receipt

of income rather than a person who is paying

tax.

The Court of Appeal did discover an early

common law case involving the question of a

statute providing that contributors to a rate

voted for a local council and it was held that

those who were going to be rated at the next

C2Tl5/1/ND 21 2/3/89
Chopra(2)

rate were contributors even if they had not

yet made a contribution.

But, of course, that, we would submit, is

accommodated by my description of a pipeline.

If I commence employment on a Monday, permanent

employment, on the basis that I am to be paid

every Friday, one would say, on the Monday or the Tuesday, 11 1 am in receipt of income", or

"I am a wage earner", although I have not received

any wages nor have I received any income.

(Continuing on page 23)

C2Tl5/2/ND 22 2/3/89
Chopra(2)
MR BENNETT (continuing):  As a matter of ordinary English,

one would take a person in that position as being

a person who is generally in receipt of it or

earning it. But, if on that first Friday, I say

to my employer, "took, I really do not want any

money" and he says, "Well, that is fine, I will not

pay you any", and I keep working for him for five

years without receiving any money with he and I both

accepting that the employment will be gratuitous,

even if it is contrary to a statute which provides

that he must pay me, I am not a person who is in

receipt of income or earning income or a wage-- earner

or any of those things.

In other words, it is not inconsistent with my

submission to say that if a person takes up

employment as a public servant or as an employee of

one of these bodies like the University of Newcastle,

and in the normal course that person is not going to

have a medical examination for a few weeks and then

superannuation contributions will start a few weeks

later, there is nothing inconsistent or surprising

with saying such a person is a contributor from the

initial date; or that such a person is a wage earner

or a public servant or in receipt of income from
the first day of employment. But that is very

different from this case where both parties to the

arrangement have been at pains the whole way through
the transaction to ensure that there were no deductions

being made and she was not a person who wanted to have,

or whose employer wanted her to have, anything to do
with the superannuation scheme. Certainly, it was

contrary to a statute.

But there is no provision saying there is no

room for the application of the equitable doctrine

that equity regards as done that which ought to be

done, particularly in a statute which goes out of its

way to draw the distinction and ~ay, a contributor

is an employee who is contributing. One sees

that sort of structure throughout the Act. If one

goes through some of the language of it,on page 9

Your Honours will see: 

the Board may -

(a) refuse to accept such employee as a

contributor; or

(b) accept such employee as a contributor

for limited benefits;

and so on, distinctly suggesting that one can be an

employee but not a contributor. Then, llB:

(1) Any employee whom the Board ... refused to
accept as a contributor ... shall upon his
election -
C2Tl6/l/JH 23 2/3/89
Chopra(2)

have certain things happen. It becomes even clearer

when one goes to section 27:

(1) On the retirement of a contributor he

shall (except where otherwise specially

provided) be entitled to receive a pension

according to the nu,_~ber of units for which

he contributed.

Now, if Your Honours look at that table,

Your Honours can see, if one projects it in graphic form, that if one inserts in the left-hand column,

above the top, zero units, the number one would get

is zero. I will just demonstrate that. Your Honours

see four units is $260; two units is $130.

It ~s $65 per unit and that seems to apply right

through. Twenty units is $1300 and so on and 40 units
is $2600.
So, zero units is zero benefits. And that is
the number of units for which she contributed. Not

the number for which she ought to have contributed or

for which she was required to contribute, but for

which she actually contributed.

TOOHEY J:  One of the things that seems to have troubled the

Court of Appeal was the instance, which is not relevant here, but it was thought to throw some light

on the meaning of the section, of a _ person whose

coritributions were not deducted due to error on the

part of the employer.

MR BENNETT:  Yes, well there are two seperate situations

there. If you have a person who becomes a contributor

and then the employer, by some mistake, ceases to

deduct, the person probably does not cease to be a

contributor. But if there is never a payment, by

error or anything else, then, I would submit, the

person is not a contributor-who has never contributed.

(Continued on page 25)

C2Tl6/2/JH 24 2/3/89
Chopra(2)

MR BENNETT (continuing): It may be that if tt2re is just a

short-term failure for one or two weeks, one might

say, well, that is a pipeline case. But where

there is an actual intention, a deliberate

intention by the employer not to contribute and

by the employee to be paid without deduction,as

here, to say that there the person is a •ncontributor",

in my respectful submission, flies in the face of

the language in the Act.

BRENNAN J: But these are all statutory rights, are they not,

and statutory obligations?

MR BENNETT:  Yes, Your Honour.

BRENNAN J: If you take the case that Justice Toohey was just

putting to you, the relevant phrase, I should have
thought, in section 27 was the number of units

which the contributor at retirement was contributing

for. Now, what happens if, before retirement, the

employee by mistake does not have his contributions

deducted?

MR BENNETT:  Your Honour, the phrase "is contributing", we

would submit, does not necessarily require that

every single instalment be deducted. What it does

require is that one be a person who is contributing

in the general English sense of those words. If one

had a person who had been contributing the whole way

through and accidently the last week at the moment

of retirement was omitted, one would have no

difficulty in saying that person was a contributor

who was contributing and there had been simply an
accident in relation to the last item. But that is

very different from the sort of case where there is

a deliberate failure to contribute for the whole

period.

It is one of those cases, I suppose, where one

has to cite that old dictum that, "I know not when

day begins or night ends, but I know that midnight

is night and midday is day". There are difficulties in drawing the precise line in working out how one
defines "contributor" in relation to people who make

one payment only, who make no payments, who are only

there for a week and the payment is accidently not

made, and so on. There are a lot of difficult cases.

But what ever one says about those cases, one has

no difficulty saying about this case that Mrs Chopra

was not a contributor.

The judgment dealing with this aspect commenced

at page 106 and at line 21 His Honour says:

In my opinion the contention of the

plaintiff is correct. The words "who is

contributing under this Act" refer, not to

C2T17/1/BR 25 2/3/89
Chopra(2)

what in fact is being done by way of

contribution, but to the status of the

employee under the Act. This is the conclusion to be drawn both from the

structure of the Act and from the manner

of its operation.

He then refers to a number of sections - and I have

already taken Your Honours through most of those.

At page 109 His Honour said:

In my opinion, three things emerge from such legislation.

We would not dispute any of these, I should say:

First, every employee was bound by law to

to contribute -

that is so.

Second, the legislation envisaged that some

employees might not be so obliged to

contribute to the Fund but the obligation to

contribute existed unless and until the employee

was exempted -

that is clearly so.

And, third, the payment of the amounts required to be contributed was neither voluntary nor left to the employee: the

employer had a statutory obligation to

deduct -

(Continued on page 27)

C2Tl7/2/BR 26 2/3/89
Chopra(2)
MR BENNETT (continuing):  That is clearly right. We do not

dispute any of those. Then at the bottom of the

page His Honour says that counsel submitted that:

unless a person actually pays money by
way of contribution to the Fund, she
does not become a member of the Fund.

lt followed from this, the argument ran,

that she was a "contributor" within the

definition only so long as she was in this

way paying money to the Fund. Therefore,

it was argued, if by mistake of the employer

or the employee, money was not deducted
from the salary or was not paid to the Fund,

the employee did not become or did not remain

a "contributor". And this notwithstanding

that the failure to pay moneys to the Fund

resulted from accident or misconstruction

of the Act and was a breach of -

duty. Then His Honour said:

It would, I think, be surprising if such was

the intention of the legislature.

Just stopping there, the intention of the legislature

is really established by section 4. It sets up

a fund into which moneys are paid and out of which

benefits are paid. It uses the word "superannuation",

a word which has a recognized meaning in the commercial

sense of the very sort of fund we are talking about
and, in my respectful submission, it would be surprising
if the government had said, "Certain people will have

statutory rights which will enable them to be paid

from this fund, even though there has been no

contribution". One excludes, of course, the

situation of the man who is knocked down by a bus

on his first week of work. He, of course, is part

of the actuarial calculation, but it is very

different if you have a person who deliberately,

and with the full connivance of the employer, stays

outside the fund for the whole of the term of

employment lasting 15 or 16 years and then says,

"Because I should have been contributing I wish

to be admitted". We would submit that that is more
suprising. His Honour goes on:

An employee would, on this construction,

lose her superannuation benefits if her

employer, through no fault of the employee,

failed to perform its statutory duty.

The answer to that, of course, is that normally, of

course, the employee would know. The employee would

be receiving money without deduction in such a

situation.

BRENNAN J:  Where is the section which provides for deduction?
C2Tl8/l/HS 27 2/3/89
Chopra(2)
MR BENNETT:  Yes, Your Honour, that is, 1 think, section 16.
MASON CJ:  lt is section 20, is it not?
MR BENNETT:  Yes, section 20, Your Honour. lt 1s not 1n my

summary.

BRENNAN J:  Thank you.
MR BENNETT:  At line 14:
lt may, of course, be said that an employee
from whose salary deductions have not been
made and paid to the Fund should have no
entitlement to benefits from it.  But
the Act is intended to confer benefits -

we would submit that is looking at one side and

not looking at the other. The Act is intended to

confer benefits correlative to contributions.

Then His Honour says:

As has been said, "is" is active participle

which generally requires that the

characteristic to which it refers, eg,

"is contributing", is to apply at the time

which, for the purposes of the statute,

is relevant.

FISHER V FORD, which is referred to by His Honour

there, was a case involving a plea under the old

system of pleading. There was a declaration which

said, among other things, "that a deed which is in

the possession of the defendantl' - the plea said

"the deed is not in the possession of the defendant".

Under the quaint procedure which existed at the time

there was then a demurrer on the basis that the plea

did not meet the declaration because the declaration,

when one adds the implication, says, "the deed at

the moment of the declaration is in the possession of

the defendant", and the plea says, "at the moment

of the plea it is not and therefore the plea had

failed to answer the declaration".

(Continued on page 29)

C2Tl8/2/HS 28 2/3/89
Chopra(2)

MR BENNETT (continuing): In accordance with the practice at

the time, the court upheld that demurrer and refused

leave. to amend and gave judgment for the plaintiff.

But the case is a case solely on the quaint strictness

with which old pleadings were construed. It has, we

would submit, nothing to do with the word "is" and

certainly is not a case which is of any real value

in answering the sort of problem we have today. Now,
at line 12 on page 111, His Honour says:

But at least two things may be said of the

operation of the phrase:

That is the phrase "is contributing'.'·

first, a phrase of this kind does not require

that payments be actually made at the

relevant time; and, second, a person may

properly be described as "contributing" when,

though not actually paying money, she is under

an obligation to do so.

We would respectfully dispute both those propositions

except in the context of what I have colloquially

described as "the pipeline." We accept those

concepts in relation to a person who is going to

contribute or who is intended to contribute where there

is some short period before the first one is made.

That is like the wage earner on Monday who has not

received his salary till Friday. But it is not,

we would submit apposite when one is taling about

the type of case here.

Then there is reference to the meaning of

"contributing;" there is reference to REG V KERSHAW,

which is the case I described to Your Honours.

It is important to note that in that case the people

who were sought to be excluded were those who were

going to have to pay rates but who had not in the

past; no doubt because they had moved to the area

recently or something of that sort. That is clear

at the top of page 113 says:  from the judgment of Lord Campbell. His Lordship, I think the word 'contributing' does not
mean only those who have contributed or
already are assessed to a rate already made,
but includes all who are liable to be
assessed to a rate if one were now made; and
this a reasonable construction for it is
important to those who are so liable that there
should be a proper person to be surveyor,
as he will have the power to assess them to
the next rate, whether heretofore they had
been assessed or not.
And the others make that clear too. What he is
C2Tl9/l/VH 29 2/3/89
Chopra(2)

talking about is people who are going to be

assessed to the next rate. The test case which
was not dealt with in that situation - , the

type of person who would be relevant if it were

this case, is the person who had moved into that
area and had agreed with the council pursuant

to a misconstruction of some exemption that he would

not be liable for rates and would not pay rates

and the council had not been charging rates for

five years and did not intend to charge them; he

had not been paying and did not intend to pay; but

who, on what the court held to be the true

construction, would have been liable. That is the

test; that is the relevant person for this case

and we would submit that such a person would not

have been included had it arisen.

It is made even clearer on page 114 at line 5,

where Your Honours see against the word "but"

in the left-hand column in the judgment of

Mr Justice Erle, His Lordship says:

(continued on page 31)

C2Tl9/2/VH 30 2/3/89
Chopra(2)
MR BENNETT (continuing): 

But it seems to me that he who will contribute

to the next rate is as much within the

present tense 'contributing' as he who has

contributed to the last.

But one could not predicate at any relevant point

that Mrs Chopra was a person who at any time during

the period"will contribute". I think those are

the only matters in the judgment to which I wish

to refe~. At page 115, at the top of the page,

His Honour says:

The ordinary requirement is that contributions be

made, not by the employee herself, but by the employer for the employee. It would,

I think, hardly be the intention of legislation

so framed that an employee should not have

the benefits of a contributor because the

employer, by error of fact or of construction

..... did not make forward such deductions.

But if this be so, then an employee "is

contributing" notwithstanding that, by such

an error, no payments have been made for him to

the Fund. She is, therefore, a contributor

because she is liable to contribute.

We submit that is just simply not what the Act says

at the relevant time. He says:

In the original Act the draftsman appears to

have assumed that a person might be a

contributor notwithstanding that, at the

relevant time no payments were being made

by or for her. In the original Act the

definition was in the form to which I have

referred: "Contributor" meant "employee who

is contributing under this Act".

His Honour then says:

Contributions ceased when a contributor -

attained a certain age.

There is nothing to suggest that, for example,

a female might not continue as an employee

after the age of 55. But the entitlement to .....

if it satisfied. the ..... conditions ..... were so

up to 55.

So what is being said there is that if you have a person who contributed up to 55 and then continued

employment but ceased to contribute under the old

definition - this was, I think, what may have been described

as the anti-female provisions when a woman stayed

C2T20/l/MB 31 2/3/89
Chopra(2)

on after 55 - that person was a contributor although

not continuing to make contributions. But there

is no difficulty there in using the phrase "is

contributing" to refer to a person who had made
contributions at a relevant time and had become

a person with the status of contributor and, indeed,

the Act itself recognises that qualification.

But that is very different to saying that a person

who never makes a contribution is not in that

position.

Now, finally, on this aspect, at page 116

there is a reference to ATHANASIOU's case. That

was a case which involved the situation which had

been discussed of a medical examination. What

happened there was there was a first medical

examination which was satisfactory and then there

was a second medical examination which was

unsatisfactory and the court held there was no

authority to give the second medical examination

and that the person had become a contributor.

But that is very different to this sort of case.

It was not necessary for that decision for the court to determine conclusively the meaning of the word "contributor" in so far as it applied

to a person who had never made a contribution.

(Continued on page 33)

C2T20/2/MB 32 2/3/89
Chopra(2)
MR BENNETT (continuing):  The case is reported in

(1986) 12 IR 204 and Your Honours will see that the

whole of the decision turned upon the problem which

arose in relation to the medical examinations. But

the passages which were referred to were, first, at

page 213 in the judgment of the President,

Mr Justice Kirby under the heading "conclusion".

His Honour says:

This view of the legislation results in

an entitlement to superannuation in respect

of a person who, though he did not have

evidence of terminal carcinoma when he joined

the employ of the State, did have it when he

was made a permanent employee and thus

obliged to join the Fund. What took place

in April 1982 was undoubtedly a medica.l

examination to which the deceased submitted

himself. Moreover, it was one which was

prescribed and it reached the prescribed

standard as I have explained it. But the

Board did not ..... take the steps by which it

could disentitle the deceased to the valuable

rights to superannuation which the Act afforded

him. It did not form the opinion that the

deceased had failed to pass the examination

and it did not, on the basis of that opinion,

then treat him as if he had not been an

employee. The fact that this was the result

of a mistake, administrative error or

inefficiency is beside the point. The

employee is entitled to the valuable benefits

afforded by the Act unless the Board, on the

basis of the medical examination to which the

employee submits himself and which reaches the

prescribed standard -

There is no suggestion in that case that he had not

made contributions and no part of the argument seems
to have been based on his failure to make contributions.

The dictum which was relied upon is that which appears

at the very end, in the judgment of Mr Justice Priestley

at page 218 where His Honour says, in the second-last

paragraph:

It is true that the result reached by

upholding this appeal is an odd one. Equally

odd, however, would be the situation if the

Board's submission were correct. To understand

this it must be borne in mind that the Act

compulsorily makes a person a contributor to

the Fund once he becomes an employee. Once
an employee and thus a contributor -

that is, under the 1976 amendment, of course -

C2T21/l/SH 33 2/3/89
Chopra(2)

he only ceases to be a contributor if one

of the disqualifying things ..... happens.

If the Board's submission is correct so

..... Mr Athanasiou did not submit himself

to a prescribed medical examination then

those facts would bring it withins 10c(6).

That, of course, is wider than the court needed to go for that case. In any event, it is dealing with the 1976 amendments and we, at this stage, have the

benefit of a decision that wd fall within an

exception to the 1976 definition. The issue we lost on was whether we fell within the earlier definition

which simply said, "A contributor is an employee who

is contributing" and this case is no authority on

that question.

So, for all those reasons, we would submit that

the decision of the Court of Appeal, on the question

of "contributor:' was wrong. If that is so found,

then, subject to the matters referred to in the
contention, we are entitled to succeed. Question 4(b)

of the submissions merely refers to the argument

based on the 1976 amendments which is raised by the

contention but I do not need to address that in-chief,

may it please the Court.

(Continued on page 35)

C2T21/2/SH 34 2/3/89
Chopra(2)
MASON CJ:  Thank you, Mr Bennett. Yes, Mr Handley.
MR HANDLEY:  Your Honours, while ATHANASIOU's case is

handy, could I point out that, in fact,

contributions were made in that case. At

page 208, it is the paragraph immediately above

the words in caps in the president's judgment,

"The issue for determination", and one sees,

that:

On 15 September 1983, in accordance with

this determination, the Board refunded the

sum of $2,744.62 to the deceased, being

the sum that had been deducted by his

employer from his salary.

So that that case did not, in any way, touch

the question in the present case where the problems
arise because no such contributions were ever

made and, in our submission, the dicta or the

statements in the Court of Appeal are just not

directed, in any way, to the present question.

Again, while that judgment is before the Court, could I draw attention to the passage

in Mr Justice Priestley's judgment at page 218,

in the third-last paragraph, it is the last
sentence in that paragraph:

The result would then be that a person who had done everything he could do to comply

with his statutory obligations - one cannot say that that language reads very

well in the case of Mrs Chopra -

would cease to be a contributor solely

because - and certainly Mrs Chopra did not - her failure

to become a contributor, in fact, did not flow

solely from any breach of statutory duty on

the part of the University.

Could I hand up our outline, Your Honours.

MASON CJ:  Thank you, Mr Handley.

MR HANDLEY: 

Your Honours, there are one or two sections that my friend did not reproduce in his copy

of the statute.  We have produced a legislative
folder for the Court which contains far more
than is needed but I would like to hand it up
now just to take the Court to one or two sections
in the 1976 consolidation which have not been
referred to and these are relevant to the matter
that Mr Justice Brennan discussed with my learned
friend about the significance of section 27 of the Act.
C2T22/l/ND  35/36
Chopra(2) 
MASON CJ:  Yes, Mr Handley.
MR HANDLEY:  If Your Honours please, paragraph 3 of our

outline draws attention to section 27 of the Act

and that is not a recent invention because the

same point was put squarely to the primary judge

as appears from page 81 of the appeal book and

although it is not mentioned in the reasons for

judgment of the Court of Appeal, Your Honours can

be sure that the section was mentioned. Page 81,
line 10: 

Senior counsel for the University,
supported by senior counsel for the Board,

argued that, in any event, the plaintiff

was not entitled to receive a pension on

retirement because, within the meaning of

section 27(1), she had not contributed to

any units at the time of or prior to her

retirement -

and His Honour goes on to answer question 2 in the

negative. Now, Your Honours, to get an overview

of the scheme of the Act we would seek to take Your Honours to all the contribution sections. We only need to do so for a few lines but, in

relation to Your Honour's legislation book, they

start at page 13 of the statute and page 13 of the

machine-numbered book. All I need refer to is the

opening two lines of section 11(1):

Every employee shall (except as elsewhere

in this Act provided) contribute to the Fund -

and I need not trouble Your Honours with the rest of

the section or the detail. Section 12 is at

page 21 of the statute and page 21 of the book:

Scale of units.

of units of pension as defined in section
(1) Such contributitons shall be in respect
twenty-six; and the number of such units
shall vary in relation to salary in
accordance with the following scale -

and then the heading above the right-hand column - The employee shall contribute the amount

necessary to provide units of pension as

under -

Then employer's contributions are covered by

section 16 which appears at page 53 and it is only

necessary to draw Your Honours' attention to the

first couple of lines of section 16:

C2T23/l/HS 37 2/3/89
Chopra(2)

Each employer shall contribute to the Fund

regular payments at prescribed periods in
respect of each contributor -

Then section 19 at page 57 - section 19(1) deals with contributors who are on leave of absence.

Subs~c~ion (2) is, we would submit, a general prov1s1on:

Any contribution unpaid on the due

date shall bear interest .....

(3) The Board may recover the amount of

any contribution due and unpaid together

with interest thereon in any court of

competent jurisdiction.

(Continued on page 39)

C2T23 /1 /HS 38 2/3/89
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MR HANDLEY (continuing):  Then the deduction section is

section 20:

The contributions of contributors shall be

deducted by employers from the salaries

of such contributors at each payment of such

salaries, and shall, together with the

employers' contributions, be paid without

deduction ..... to the Board.

BRENNAN J:  Then is the contribution made when the deduction

is made?

MR HANDLEY:  The contribution is literally made when the deduction

is made but a person is contributing, in our submission,

from the moment that wages or salary are accruing

which will be subject to deduction when they are paid.

BRENNAN J:  It will be subject to the deduction under the Act.
MR HANDLEY:  Yes, Your Honour. One has -under the Act at all

relevant times an employee could not become a

contributor until he or she had passed a

prescribed medical examination. Upon the prescribed

medical examination being satisfactorily held,

then the obligation to make contributions attached

both to the employer and the employee and contributions

had to cormnence. Sometimes, of course, the medical

examination would precede the cormnencement of

employment; other times, for example, as in

ATHANASIOU's case, the medical examination would

post-date employment. But once the condition precedent

of a satisfactory medical had been completed or

satisfied, then the obligation was to cormnence to

make contributions in respect of that employee

and once a pay period cormnenced, which was going to

be the subject of deduction at the end of that

pay period, so that the employee would receive a

salary or wages diminished not only by income tax

deductions but also by superannuation deductions,

then that person, in our submission, is a person who
is contributing. I mean, if he died - - -

BRENNAN J: Well, you have added there the proposition "and

would be subject to deduction." In other words,.

it is not simply the imposition of the obligation

under the statute but the factual likelihood of

deduction.

MR HANDLEY:  Indeed. It is the fact that arrangements are in

hand and because of the medical and the like, the

employee knows that his or her salary at the end
of weekly, fortnightly or monthly period, will be

diminished by the amount of the superannuation.

If that employee were to be dismissed, were to die

before that pay period arrived, the amount of wages

which would have been earned up to the date of death,

C2T24/l/VH 39 2/3/89
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dismissal or resignation, would be diminished by

the superannuation contribution just like it would

be diminished by the tax. So, in a sense, in a

sufficient sense, the employee would be contributing

in advance of the actual first contribution being

made, we submit.

Now, the Court has. had its attention drawn to

section 27 which we do not reread, of course.

(Continued on page 41)

C2T24/l/VH 40 2/3/89
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MR HANDLEY (continuing): There are similar provisions dealing

with pensions to which brief reference may be made.

They are in the same condition as section 27.

At page 67, section 28:

On the retirement at or after the age of

fifty-five years of a woman who has

contributed for a pension payable on

reaching the said age, the full pension

for which she has so contributed shall

be payable.

Section 28A is to the same effect and I need not

pause to look at that. Then, the widows' pension

is section 30 on page 74:

On the death of a contributor not being a contributor for limited benefits before retirement, pension shall be paid to his

widow as follows:-

(a)

the pension for which her husband was

During her own life, five-eighths of death.

TOOHEY J:  Mr Handley, to what extent are the amount of units

for which an employee may contribute related to

age, length of service - well, not length of service,

I suppose - but is it purely voluntary or is it

according to some sort of formula?

MR HANDLEY:  Your Honour, it is based literally on salary

and Your Honours may remember that Mrs Chopra, who

commenced employment with the University of Newcastle

quite on in her employment career, had to suffer if she,

in the absence of an exemption or some other special

arrangements, would have been contributing very

substantial parts of her salary in order to satisfy

the ordinarily compulsory units. And so, she had to,

as it were, pay for her units in double quick time.

TOOHEY J:  But is an employee free to top up units?
MR HANDLEY:  Yes, Your Honour, there are rights to top up

units. Sorry, that is perhaps an over-simplification.

Every time there is a salary or wage increase an

obligation to take up further units accrues u11der the

Act.

TOOHEY J:  Yes. That was not quite what I meant.

In other words, could you say of any employee at any

time what amount was required to be deducted both

from salary and what contribution was required to be

made by the employer?

C2T25/l/JH 41 2/3/89
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MR HANDLEY:  Your Honour, the answer to that is, yes.

It becomes quite complicated, in fact, because, for

example, an employee who did not pass the medical

examination can still contribute for limited benefits

outside the table rates and there are a host of

elections in the statute which enables people to elect up or elect down for particular numbers of

units. But there were statutory minima for persons

who were of good health and male and below a

certain age. They could not elect below a certain
number.

I am afraid it is very complex and most of this

Act is taken up with some of the minutia of these

elections.

TOOHEY J: Yes, I was not concerned with the details so much,

but the broad principle that applied.

MR HANDLEY:  The broad principle is clear. Section 14

contains the broad principle, as I am reminded -

page 42 of the book; it is page 44 of the print.

Section 14 lays down the general scheme, Your Honour.

Your Honours, the case that Mrs Chopra brought before

the supreme court in the first instance was a case
that she had been a contributor at all material times

since her appointment and that appears in the first

declaration that she sought in the summons at

page 1 of the appeal book.

(Continued on page 43)

C2T25/2/JH 42 2/3/89
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MR HANDLEY (continuing):  The other declarations, 2 and 3,

were declarations that at all material times certain

state of affairs existed. That is the declaration

which the Court of Appeal has made, as can be seen

from page 122 paragraph (1):

A declaration that the Plaintiff was, from the

time of her permanent appointment as a

Lecturer in the Department of Education in the employ of the First Defendant -

the University of Newcastle -

about February 1970, a contributor.

That claim, both made and allowed, necessarily

focuses attention on the Act in force at the time she became a contributor. The Court will be aware

that there were a series of issues reduced to writing and agreed upon by the parties and put

before the primary judge at pages 68 and 69.

I will perhaps just take Your Honours quickly to

the more material ones of these. Issue 1, at the

bottom of page 68,was whether the plaintiff became

a contributor by virtue of her employment:

which commenced in February 1970 ..... within

the meaning of the Superannuation Act 1916,

as that Act stood before the amendments .....
of 1976.

Issue 2 is:

Whether ..... the plaintiff became a contributor
within the meaning of the Act as so amended

on or after 13 January 1977.

Issue 5:

Whether the plaintiff is now barred from

becoming a contributor ..... by reason of the

amendments by Act No. 147 of 1985.

That is, the(SCHEME CLOSURE)ACT. It should be 47

actually, that is a typographical error, thank you.

And 6:

Whether the plaintiff is now barred from

commencing to contribute by reason of the

amendments made by Act No. 155.

Mr Justice Yeldham found for the defendants on all

of those issues. The Court of Appeal found for Mrs Chopra on the first of those issues and did not have consider, or thought they did not have

to consider issues 2, 5 and 6. The position there
C2T26/l/MB 43 2/3/89
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is that on issues 2, 5 and 6 the appellants have

findings in their favour by the trial judge which

have not, as separate issues, being displaced by

the reasoning of the Court of Appeal, although,

of course, their legal foundation has been cut away by the reversal by the Court of Appeal of a finding

on the first issue.

TOOHEY J:  Question 1 may not have been entirely satisfactory

unless you read "by reason of her employment" as

involving also the operation of the Act; perhaps you do.

MR HANDLEY:  Well, I do not think it was ever intended to

do otherwiset Your Honour.

TOOHEY J:  Not simply the fact of her employment but the

fact of her employment and the operation of the

Act upon that employment, is it not?

MR HANDLEY:  That certainly was the intention, I believe,

of all parties, Your Honour. If I can perhaps say

it is the fact of the employment - the only evidentiary
fact is the employment and the medical examination
and the conrrnencement of duties, the rest is the law,

namely, the statute as it stood. I do not think -

no one was finnessing on any fine point about just

what was covered by "employment".

(Continued on page 45)

C2T26/2/MB 44 2/3/89
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TOOHEY J:  No, I was thinking more that it perhaps does not bring

out the point that may be argued that the

scheme of the Act and the obligation of the

employer to deduct and to make contributions coupled

with the fact of employment may have entitled the

plaintiff to - or may have qualified who is a

contributor, notwithstanding that she opted to

stand away from the scheme.

MR HANDLEY:  Your Honour, that was certainly argued before

Mr Justice Yeldham and I say the parties did not really intend that language, I do not believe, to

be given any sort of a super-technical, if I can
put it that way, construction. The issue really

tendered was, in the events that have happened

did she become an employee, did she become a contributor prior to the commencement of the

1976 amendments on the true construction of the Act

and in the events that have happened? That is the

sense of it. We do not take any narrow point based

on the precise language of question 1.

Your Honours, I have to say something about

the question of statutory duty which loomed large

in the Court of Appeal and has loomed large here

in the discussion that has already taken place. As

to that, our submission is encapsulated in paragraph 5
of our outline - there is no need to gloss the

plain words of the definition to avoid loss to an

employee whose employer failed to make contributions.

If the employer breached its clear statutory duty

to deduct and forward contributions and that breach

caused the employee to suffer loss.

There is a question in this case as to whether

the breach caused any loss to Mrs Chopra because

an inference is open that if the University had put

the matter to the test and had commenced to make
deductions from Mrs Chopra's salary at the rate that

she regarded as quite unacceptable, she may well have

signed the exemption papers and become exempt. So
if she had sued for damages for breach of statutory

duty there would be a question of the causation as to

whether she could prove that she suffered the loss

of superannuation benefits as a result of the

employer's breach of duty. I do not deny the existence

of the breach of duty but there is a question, we

submit, of causation which, of course, has never been

tried.

Then the employee has a cause of action sounding

in damages against the employer. The Court, of course,

will be familiar with the general statutory causes of

action for damages for breach of statutory duty arising

from a breach by employers of safety precautions

enjoined by statute for the protection of employees.

MALLINSON's case is a different case, nevertheless one

C2T27/l/BR 45 2/3/89
Chopra(2)

where statutory duty was recognized by this Court.

I do not think I need take the Court to the passage

although this Court did cite a well-known Court of

Appeal decision in GROVES V LORD WTMBORNE which

dealt with statutory obligations for the benefit

of employees, but it was applied in MALLINSON's case

to the statutory duty under the CONCILIATION AND

ARBITRATION ACT on employers to pay award wages.

And in the Act, as it then stood, there was no

expressed statutory obligation to pay award wages

and the court found such a statutory duty to be

implied on the same principle giving rise to a

right, a corresponding civil right in the employee

by applying and extending the GROVES V LORD WIMBORNE

analysis.

(Continued on page 47)

C2T27/2/BR 46 2/3/89
Chopra(2)

MR HANDLEY (continuing): In INLAND REVENUE COMMISSIONERS V

GOLDBLATT, there is a decision of Mr Justice Goff

- the Equity Mr Justice Goff. He held, following

a line of English authority going back to the first

decade of the century, that the statutory duties

placed by the companies' legislation on private

receivers to make preferential payments for wages,

income tax, rates and the like gave rise to a

statutory cause of action for breach in favour of

a preferential creditor who was not paid when an

effective obligation was imposed on the receiver

and he had the assets to perform that obligation.

So that it is not drawing a long bow by any means;

in fact, it is well within existing principle and

authority to say that a breach by an employer of

statutory duty under the SUPERANNUATION ACT would

give rise to a statutory cause of action in the

employee but the employee would have to show that

he or she had suffered loss by reason of the breach

of duty. That, of course, would bring the real

questions, in this case, into the open but it also

would raise questions of limitation.

Where the cause of action was concealed by the

employer, deliberately or arguably negligently, from

the employee, there would be a very prima facie - the time would not run against the employee. The effect

of that, Your Honours, in our submission is that there
is no need for the Court to depart from the plain ordinary language of the statute in order to give

a remedy to an employee who has missed out on his

or her superannuation and solely because of a breach
of duty by his or her employer and, similarly, there
is no reason for the Court to adopt a construction

of this language by analogy to the old equitable

rule that the statute deems that to be done, which

ought to have been done. In our submission, there

is no general principle that a statutory duty is

taken to have been performed contrary to the fact

so that rights accrue, not on the basis of breach

of duty but on the basis of a deemed performance

of that duty, contrary to the fact.

Now, if I may go to the judgment in the Court

of Appeal to add a few brief matters to what fell

from my learned friend, Mr Bennett. Your Honours,

at the bottom of page 110, Mr Justice Mahoney refers

to FISHER V FORD. That case has already been referred

to but, iIIm1ediately above it, Mr Justice Mahoney has
misquoted from the Stroud dictionary on the meaning

of "is" of all things. His Honour says that: "Is" is an active participle -

C2T28/l/SH 47 2/3/89
Chopra(2)

Well, my knowledge of grarmnar is somewhat

attenuated by time but it is clear, in my

submission, that "is" is not an active

participle. The word "contributing" in the phrase

in the statute is the active participle and, from

Stroud one sees~ under the meaning of the word

"is":

"Is" with an active participle, generally

connotes present time.

And a reference to FISHER V FORD. Well, there is

a reference to "proceeding" and then a reference to

FISHER V FORD. It may be that the Court does not

wish to pursue this particular point but as my friend,

Mr Bennett, has point out, FISHER V FORD is not

authority for the proposition for which it is quoted

by Mr Justice Mahoney nor does one find any statement

in FISHER V FORD for which it is cited by Stroud.

FISHER V FORD is authority for the proposition

that "is" means "is".

(Continued on page 49)

C2T28/2/SH 48 2/3/89
Chopra(2)

MASON CJ: It does not seem to carry the case forward very

far, Mr Handley.

MR HANDLEY: 

No, Your Honour, but it may carry the Court of Appeal judgment backwards.

Your Honours,

at page 111, a submission is attributed to my

learned friend,Mr Bennet~ and myself at about

line 17 which we did not make in that form -

Mr Justice Mahoney 1 s words are to be taken at least we did not make it in that form if
actually literally:

"is contributing" as requiring that the

emp~oyee be at the relevant time actually

paying money.

If by that His Honour is attributing to us that

it is only at the instant of time that a

contribution is being deducted or paid at the
moment the pay-packet is handed over, minus

the deduction, no such submission was ever made

by us and it would involve a grotesque construction

of this statute. In fact, Your Honours, our

submission is encapsulated at the top of page 112:

a person by or for whom payments were habitually made would not cease to be

contributing, in the relevant sense, because,

during a particular period -

for example, between pay-days no payments were

made.

And Your Honours, by way of contrast, at

the bottom of page 111, His Honours says, three

lines from the bottom:

Thus, it may properly be said that a person

"is contributing to the support of her family" -

or his family - even though, at a particular time or during a
particular period, she may not actually
have made a payment to or for them.

The payments might be made weekly, quarterly,

monthly, or whatever, and although the actual

payments are made at intervals, nevertheless,

throughout the period covered by those intervals,
the person would be said to be supporting his

or her family and, here, likewise, could be

said to be making a contributing, or contributing.

on KERSHAW 1 s case, if I may, 6 Ellis & Blackburn. I would like, Your Honours, to spend a moment

C2T2 9 /1 /ND 49 2/3/89
Chopra(2)

We have given, I think, a reference to the

nominate report rather than to the English Reprint.

Mr Bennett gave both, apparently. At the bottom

of page 1002 of the old report, at the end of the summary of the case - that is, the stated case - five lines up:

the question of law, intended to be put

to this Court, was whether persons liable
to be rated but not actually rated were

entitled to vote.

And the statutory provisions appear most clearly

in the argument of counsel in support of the

judgment below. At the top of page 1003, 1 ine 1:

"the inhabitants of every parish maintaining

its own highways, at their first meeting

in vestry for the nomination of overseers

of the poor in every year, shall proceed

to the election" of surveyors. "Provided

always, that in any parish where there is

no meeting in the year for the nomination

of overseers of the poor, the inhabitants

contributing to the highway rate shall meet" -

the judgments drew attention to the fact that
the class of voters eligible in the second instance,
under the proviso, would be expected to be the
same as the class of voters eligible for voting

if the election took place at the same time

as the overseers of the poor were elected.

Then, in counsel's argument which was taken

up by the court, just above JEFFREY's case:

The general policy is to give the franchise to those liable to contribute.

And then, referring to section 5 of the same

Act, this:

and, amongst others, to' inhabitant," which gives an extended meanin8 to several words,
shall be understood "to include -

so it is an inclusive definition not an exhaustive

definition -

any person rated to the highway rate."

It left entirely at large the question of the

ordinary meaning of the word "inhabitant" and
this taken up by the Lord Chief Justice.

Mr Justice Erle made a comment at the top of

page 1004, line 4:

C2T29/2/ND 50 2/3/89
Chopra(2)

That construction would not seem to exclude

those who, being rated, have paid their

rates; they are not contributing, though

they have contributed.

A fairly devastating comment. The Lord Chief

Justice says, about two-thirds of the way down his judgment:

What would 11 inhabitant 11 mean, when so used,

if this sentence stood alone? Hirn who has

property in respect of which he is liable

to be assessed to contribute to highways.

The inhabitant of a parish, in reference

to a parochial tax, is the person having

property in respect of which he is liable
to that tax. When we look on further this

construction is strengthened. It can hardly

be supposed that when there is no such meeting

the election is to be by a different class

of voters.

Your Honours, I will not pursue the rest of

that report.

(Continuing on page 52)

C2T29/3/ND 51 2/3/89
Chopra(2)
MR HANDLEY (continuing):  Your Honours, if authority is

needed to buttress the Court of Appeal construction,

KERSHAW's case cannot provide that authority, in our submission.

Going to page 115, at the top of the page - and Mr Bennett has already made this point and we

only make it again - that this confuses statutory
rights flowing from a statutory duty on the one hand,

and statutory entitlements flowing from performance

of that statutory duty on the other. A statutory

duty may be performed, statutory entitlements

accrue; statutory duty is not performed, rights

attached by reason of that breach of duty, but

it does not, or you cannot and should not

equiparate statutory entitlements with the rights

flowing from a breach of statutory duty.

Your Honours, Mr Justice Yeldham - and we

would respectfully adopt this view of the case -

dealt with the argument that Mrs Chopra was a

contributor between 1970 and 1977 in three lines

at the bottom of page 74 and the top of page 75.

His Honour said:

The words in the definition are clear,

and it is impossible to read them

in the fashion suggested on behalf

of the plaintiff without doing

violence to the language.

Your Honours, we would respectfully submit, as we

submitted on the leave application, that it is
only the principle that Lord Atkin respectfully
ridiculed in LIVERSIDGE V ANDERSON based on the

language of Alice in Wonderland, which appears

at page - I will not read it. It is well known -

"words mean exactly what I want them to mean";

that is at (1942) AC 245.

Just to, as it were, complete that picture,

in ROSSMINSTER's case about the Inland Revenue

raid, two members of the House of Lords said that

Lord Atkin was right and the majority were wrong

and the majority decision should be given an

indecent burial. That is at (1980) AC 1011 in

the speech of Lord Diplock and at page 1025 in

the speech of Lord Scarman.

Your Honours, going on to deal with the later

points, I merely wish to take Your Honours to

Mr Justice Yeldham's judgment at page 80 where

he held that Mrs Chopra did not become an

employee as a result of the amendments in 1977.

At the bottom of page 80, line 23:

C2T30/l/HS 52/53 2/3/89
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MR HANDLEY (continuing):

In my opinion the plaintiff did not become

a "contributor" as a result of the introduction
of the new definition in s.3 on 13 January 1977.

The definition expressly does not include

"an employee while rejected or not accepted as

a contributor" under the Act as it stood before the relevant amendment. Although the plaintiff

had not been rejected, it is plain that she was
not "accepted." I do not regard the concept

of non-acceptance as involving an application

which is refused. This would be a rejection.

Whatever the reason may have been, the plaintiff

was "not accepted as a contributor" under the

SUPERANNUATION ACT as in force before

13 January 1977.

Now, Your Honours that definition carried through

unchanged in any relevant way up until the scheme

closing legislation. So if the plaintiff was a

person who was not accepted as a contributor under

the Act in force prior to 13 January 1977, nothing
that happened afterwards made her a contributor

within the new definition.

Then going to the scheme closing legislation,

we do not need to add very much to what my learned

friend, Mr Bennett, said with reference to the legislation that

he handed up. Mr Justice Yeldham, as we summarize

in paragraph 10: if Mrs Chopra was not a contributor

before Act Number 47 of 1985 came into effect, as

argued above, the provisions of 1A(2) on page 22

of Mr Bennett's legislative material, Mrs Chopra

was an employee but was not a contributor immediately

before the prescribed day. This argument was

accepted by Mr Justice Yeldham at page 84. I do
not read that passage tQ the Court. Then going to

the second of the closing Acts, the relevant material

is at page 27 and following of Mr Bennett's

legislative material; lA(l), which has already been
read: 

A person is not required or entitled to

commence contributing to the Fund on or

after 1 July.

Subsection (3):

Subsection (1) does not apply to -

(a) a person who was, immediately before

1 July 1985, an employee but was not contributing
to the Fund, being a person to whom Schedule XXI
applies and who elects to become a contributor

to the Fund in accordance with that Schedule.

C2T31/l/VH 54 2/3/89
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We wish to add one or two points to what Mr Bennett said about the schedule. Again, clause l(l)(a) of

that schedule on page 28:

This Schedule applies to a person -

(a) who was, immediately before 1 July 1985,

an employee but was not contributing to the

Fund.

Going down to 2(1):

A person to whom this Schedule applies may

elect to contribute.

It is our submission that there was no election

by Mrs Chopra. She had issued her summons prior to

the cut-off date but the summons itself did not

claim any such election. It merely claimed an

entitlement dating back to February 1970.

(Continued on page 56)

C2T31/2/VH 55 2/3/89
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MR HANDLEY (continuing): There is also no notification, irr

our submission, either within 2(l)(a):

before 1 July 1985, the employer of the
person has notified the Board that the

person is an employee; or

(b) on or before 31 December 1985 -

(i) the employer of the person notifies the

Board that the person is an employee; or

(ii) the person lodges at the office of the

Board a certificate signed by or on behalf

of his or her employer stating that the

person is an employee.

Now, there was no notification either under (a)

or under (b)(i) or a certificate under (b) (ii).

A method by which an election is made is covered

by subclause (2) at the top of page 29. I do not
think this has been read to the Court yet.

Where, within the period of 28 days after a

person to whom this Schedule applies is

given notice by the Board that the employer

of the person has notified the Board that the

person is an employee, the person does not

make an election referred to in subclause (1)

or apply to the Board to be excluded .....

then that person shall be deemed to have - made a particular election. But in this case the

Board gave no such notification to Mrs Chopra.

She made no express election and what would trigger

a deemed election did not take place. Now,

Mr Justice Yeldham accepted these arguments at

pages 87 and 88, and I just want to spend a moment

on them if I may. Commencing at line 18:

So far as the requirement of an election

within clause (2) of Schedule XX.I is

concerned, it is necessary for the plaintiff to

establish that on or before 31st December, 1985

the University had notified the Board that she

was an employee, or else that she had lodged

at the Board's office a certificate .. ; ..

Reliance was placed by the plaintiff, first of

all, upon a letter dated 22nd March, 1985 from

the Board to the University, which referred

to representations made on behalf of the

plaintiff "an employee of your University"

by the Staff Association. To that letter the

University replied on 29th March saying

"We have received your letter ..... regarding

a member of the University's staff" and

pointing out that legal advice was being sought.

I do not regard this correspondence as

C2T32/l/MB 56 2/3/89
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constituting any "notification" within the

meaning of Schedule XXI. The notification

must be a deliberate and intentional one

made for the purpose and pursuant to the
provisions of clause 2 of Schedule XXI, and
a casual reference in the course of correspondence
to a person being an employee is in my view

not sufficient.

In any event, Your Honours, that was a letter from

the board to the University and what schedule XXI

clause (2) requires is a notification by the

employer to the Board before 1 July 1985, which

did not happen. Then, going to the second

matter - - -

BRENNAN J:  How do you mean it did not happen, was the

reply within the prescribed time?

MR HANDLEY:  There is nothing wrong with the reply being

in the prescribed time, Your Honour, but:

"We have received your letter of 22 March ...
regarding a member of the University staff"

and pointing out that legal avice was being

sought.

BRENNAN J:  But if the Board was to say to the University,

"Is Mrs Chopra an employee?" and the University

replied, "Yes", you say that would not be a

notification?

(Continued on page 58)

C2T32/2/MB 57 2/3/89
Chopra(2)
MR HANDLEY:  That is so, Your Honour.
BRENNAN J:  It depends who uses the words"including the

name of the employee':

MR HANDLEY:  Well, Your Honour, apart from the point that

Mr Justice Yeldham took that what is being referred

to here is a notification, not knowledge -

notification means, in our submission, an act which

is intended to convey information for a particular
purpose, not information that you pick up

accidentally or casually in the course of discussing

other matters. And here, we submit, there was no

notification from the Board to the University

within the language of 2(l)(a).

Going to the second matter, line 8:

The second matter upon which reliance was

placed was a letter written by the University's

solicitors to the solicitor for the Board on

19 December 1985, i.e. after the issue of the

summons and whilst the present litigation was

pending, in which reference was made to a

conference between the solicitors, where

and this "included all correspondence

copies of the personnel file held by the provided,

between the University and Mrs Chopra concerning

the terms of her appointment as a lecturer in

the Department of Education, including a letter

from the Vice-Chancellor to Mrs Chopra dated

24 October 1969". That letter was the initial

letter of appointment -

The letter is actually at page 43, Your Honours.

I need not take Your Honours to it, the summary is

sufficient.

In my view this correspondence, occurring as

it did in the course of and for the purposes

be used to satisfy the terms of Schedule XXI. of litigation, is not sufficient and cannot But in any event, as I have already held, the
plaintiff is not a person who would, but
for s.lA as inserted by Act No 155 of 1985,

"be required or entitled, subject to the provisions of this Act, to contribute to the Fund".

That is because she was not a contributor at the

start of the 1976 legislation and that legislation

did not make her a contributor. And, although

His Honour does not mention it, apart from the issue

of the summons itself, there is no evidence of any

election under the terms of schedule XXI and there

C2T33/l/JH 58 2/3/89
Chopra(2)

is no evidence of any notification to retract

clause 2(2) of that schedule. Now, Your Honours,

the general principle is that later legislation

cannot be looked at in order to alter the plain and

unambiguous meaning of the earlier legislation, even

though it is to be construed as one with that earlier

legislation. But if the earlier legislation is

ambiguous, there is well-established authority that

you can look at later legislation in the same statute

in order to see what construction the legislature has

put on the earlier ambiguous provisions and the

Court will generally accept the legislative

construction put by later legislation on earlier

ambiguous legislation in part of the same body of

legislation.

Now, the authority for that, Your Honours,

well there is much authority for that, but if I could

hand up as one means of putting this material before

Your Honours, an extract from the judgment of the

English Court of Appeal in an income tax case.

Going to the judgment of Lord Evershed at page 687

at the bottom of the page:

(Continued on page 60)

C2T33/2/JH 59 2/3/89
Chopra(2)
MR HANDLEY (continuing): 

In INLAND REVENUE COMMISSIONERS V GULL

Lawrence J. held that the trust in question .....

was nevertheless "established" in the United

Kingdom and therefore within the scope of

section 37 of the INCOME TAX ACT, 1918. But
that judge held ..... that the privilege of

exemption conferred by the section could not

be enjoyed by any body of persons established

outside the United Kingdom.

And he had relied upon subsequent legislation

referring to this exemption in order to reach that

result.

It does not, however, appear that ORMOND

INVESTMENT CO LTD V BETTS was cited to the

judge. The speeches of the noble Lords in

that case - and the speeches in the later

case before the House of INLAND REVENUE

COMMISSIONERS V DOWDALL O'MAHONEY & CO LTD -

must be taken to have established clearly that

an expression, explicit or implicit, by

Parliament in a later Act of its intention in

an earlier statute cannot be treated as

altering, ex post facto, the effect of the

earlier enactment according to the proper

interpretation of the language therein used.

I pass over the quotation from Lord Buckmaster.

Going to the bottom of the page:

In so far, therefore, as Lawrence J.

expressed the view that the· terms of section 21

of the FINANCE ACT, 1923, section 32 of the

FINANCE ACT, 1924, and section 21 of the

FINANCE ACT, 1925, effectively gave,

retrospectively, an interpretation to the

material terms of section 37 of the INCOME TAX ACT, 1918, which those terms would not otherwise bear, his reasoning would be in
conflict with the decisions of the House of
Lords to which I have referred. If I am right
in the view which I have formed of the proper
meaning of section 37 of the Act of 1918, it
is unnecessary to pay any regard to the later

statutes, and the point does not, therefore, arise. But if I am wrong, then at least, in

my judgment, the construction which I prefer
is fairly open as an alternative to that for
which -

the taxpayer -

has contended.

C2T34/l/SH 60 2/3/89
Chopra(2)

And, in that event, it is equally clear,

on the authority of the same cases, that

the court will tend to adopt the construction

which is in conformity with that inherent in
the later legislation in pari materia -

particularly where the later enactments are

to be read as one with the original Act.

So much clearly appears from the passage

I have quoted from Lord Buckmaster's speech -

Now, Your Honours, in the 1976-77 legislation and

in the 1985 legislation there are statements which

indicate that a person who was an employee and who,

therefore, was a contributor under the 1977 definition,

may not, in fact, be making contributions and may not,

therefore, be a contributor and in so far as there is

ambiguity in the earlier legislation pre-dating the

1976 amendments and in the 1976 amendments themselves,

that ambiguity, in our submission, is resolved by the

legislative construction inherent in the 1985
legislation and also inherent in the 1976 legislation

itself because of the definition that a person who

was rejected or not accepted as a contributor was

not, thereby, automatically a contributor prior to

January 1977-merely because of the duty to make a

contribution which the earlier legislation in force

in 1970 imposed on both Mrs Chopra and the University.

So that in a number of places in his judgment, legislation recognized the contrary of the principal

submission made by counsel for the employee. At the bottom of page 81, the last three lines:

This provision recognizes (contrary to the

submissions of senior counsel for the

plaintiff with which I have earlier dealt)

that there may be employees who should have

been but were not contributing prior to the

coming into force of Act No. 101 of 1976.

(Continued on page 62)
C2T34/2/SH 61 2/3/89
Chopra(2)

MR HANDLEY (continuing): And then, over on page 84, line 17:

This section also recognizes that there

might be persons who were employees but

not contributors.

And so, Your Honours, in our submission, if there

is ambiguity"contrary to our submissions,in the

legislation in force when Mrs Chopra became an

employee of the University, the Court can look at

the later legislation in order to resolve that
ambiguity and if that happened, the ambiguity would

be resolved in favour of the appellants. If the Court

pleases.

MASON CJ: Thank you, Mr Handley. Sir Maurice.

SIR MAURICE:  May I just hand up our outline to Your Honours.
HA.SON·CJ:  Thank you.
SIR MAURICE:  Could I take Your Honours through it, with respect,

so Your Honours will have some notion where our
argument is headed? Now, the first thing we say,

Your Honours, is that the first question arising in this appeal is whether the refusal or failure of the

employer to comply with section 16 and 20 - that is

of the Act as exist~d in 1970 - deprived the respondent

of a right to claim benefits under the Act. We say

that is the question.

We say the judgment of the Court of Appeal does not result in the respondent obtaining benefits

without making contributions to the fund. The fact that

the University did not, in breach of the Act, we say,

make deductions from her salary does not disentitle her

from claiming benefits under section 21 - which enables

her to retire on or after 55 or 60 - section 27 -

which I think Your Honours have been referred to - and

section 29.

Then we say an employee, upon being permanently

employed, is obliged to contribute - that at

section 11(1). Then we say, section llA - that is
the medical inspection - allows the Board subsequently
to annul or set aside that obligation, that is to say,
in those cases in which the medical examination is

held after the employee becomes an employee within the

meaning of the statute. The Board may exempt the

employee from section 11(1). Neither the employee nor

the employer. may do so - and we refer to the first

and the third provisos of section 11(1), which I will

take Your Honours to. And the powers given in

section 12(1), proviso (d).

We say that section 16 imposes an obligation

on the employer to contribute connnensurate and

C2T35/l/BR 62 2/3/89
Chopra(2) SIR N. BYEKS, QC
equivalent to that of the employee. The fact that

the employer breaches its obligations under section 16
or section 20, or both, has no effect on the standing

of the employee vis-a-vis the fund. Similarly, the

employee's failure when on leave to ensure

contribution gives the Board a right to sue him for

what the employer otherwise must deduct from

section 20 - that is in section 19 of the Act,

Your Honours, and I will come to that. The employer,

however, is not thereby discharged from section 16.

Then we say the Court of Appeal was correct

in holding that the words "who was contributing under this Act" in the definition in section 3 referred to

a person - at least that is one meaning of them - who was under a liability to contribute. We say,

that is made clear by section 19 - which gives the

Board the right to recover payments that have not

been made by the contributor. The obligation to pay

is, with the exception of section 19 and certain

exceptional cases, imposed not on the employee,

but upon the.employer - so we say "contribute" does

not mean "pay", it means "have deducted". Section

12 indicates the amount. The rights and obligations

of employee and employer are found in the positive

provisions of the Act.

(Continued on page 64)

--

C2T35/2/BR 63

SIR M. BYERS, QC 2/3/89

Chopra(2)

SIR MAURICE (continuing): That is really directed, with

respect, Your Honours, to submitting that, really,

the question is what rights the Act confers

or what obligations it imposes, not what the

definition says in the abstract. We say the
definition of "contributor" is not a measure

of abstract rights but a provision designed

to work in the positive sections. Its meaning

is ascertainable only in those contexts - I

do not want to take Your Honours to these cases,

but we say that is consistentwith those cases

and it is also consistent with what the Court

of Appeal said in, certainly, two passages in

ATHANASIOU where they repeated the language

that Mr Justice Mahoney said in this case.

of employees and 11 contributors 11 should be given Then we say, the Act is for the benefit
the construction accordingly. Then that goes

on to the closure provisions and we say Act

No 155 does not operate to defeat our rights

and we say we were not within subsections (1)

or (2) and then we say, in our alternative

submission, that is, if we are wrong under the

Act as it stood up until 1970, we say that as

at the date of the commencement of the 1976

Act the respondent was an employee of the

University of Newcastle.

for the definition of "contributor 11 the following: Schedule 3(2)(b) of that Act substituted
"Contributor" means an employee.

Certain categories of employees were excluded

from the definition. Section lON of the Act

required every employee to contribute to the

fund in accordance with this Act and

section 10 0(2) specifically referred to non-

contributors under the unamended Act.

This last section shows that persons heretofore

not contributing fell within the amending Act. The only relevant words of exclusion contained in the new definition of 11 contributor 11 were:

an employee while rejected, or not accepted

as a contributor under this Act as in force

at any time before 13 January 1977.

(Continuing on page 65)

C2T36/l/ND 64 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  The reference to"l3 January 1977"

is the date of the commencement of the 1976 Act

and because the previous_medical examination

provision was then repealed and a new one substituted. And

then we· this paragraph is clearly a reference to

persons rejected or not accepted pursuant to

section llA of the unamended Act and not otherwise.

The paragraph parallels the powers given the Board

by section 11A(2) of the Act up until 1970.

The rest of it deals with the (FURTHER AMENDMENT) ACT and possibly I can come to that later,

Your Honours, and read it to you when I come to deal with that. Now, Your Honours, I am sorry to do this

because you have been deluged with material, but we

have a reprint of the Act certified as at

29 October 1971. We have had photocopies made and

since this is the Act that is relevant, would Your Honours

allow me to hand you copies and there are some

provisions in it that I would like to, if I may,

remind Your Honours of or draw to your attention

because not all of them appeared in the apparatus

Your Honours have received to date. With ·

Your Honours permission, that might be handed up.

Could I just say a word initially, Your Honours,

about two definitions: the definition of

"contributor" and the definition of "employee".

Your Honours, "contributor", of course, says,

relevantly:

An employee who is contributing under this

Act.

An "employee" is defined as meaning:

a person employed by an "employer" -

and that is further defined

who is by the terms of his employment

required to give his whole time

and that does not include various judges. (Continued on page 66)
C2T37/l/JH 65 SIR M.BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  If Your Honours would go down to

about - Your Honour sees "the University of New

South Wales" which is about three-quarters of the

way through the definition, but it does not include

a judge, and it does not include:

a person who is subject to the

provisions of the RAILWAY SUPERANNUATION

ACT, 1910, or the TRANSPORT EMPLOYEES

RETIREMENT BENEFITS ACT, 1967, or Part III

of the POLICE REGULATION ACT, 1899, or

the POLICE REGULATION (SUPERANNUATION) ACT,

1906, or any Act amending the same -

and then it refers to, in effect, casual workers -

hourly, daily ..... or piece work.

Now, the function of the words "who is contributing

under this Act" clearly enough, when read with the

definition of "employee" is to say, well, we are

talking about contributors to this fund and we have

expressly excluded those who are contributors to

other funds, and so the Act stood when it was first

introduced in 1916. The definition, of course,

was not in the same terms because there were Acts

that were added, but substantially it was the same,

and I have photocopies that I can hand up to
Your Honours of the defintion in that Act in 1916.

Another factor that is, in our submission,

important is that Your Honour will see that the Act
contains in section 3(1) a definition of the CIVIL

SERVICE ACT. In the matter I have handed up

to Your Honours it is at the top of page 5, and

this was in from the beginning:

"CIVIL SERVICE ACTS" include the CIVIL

SERVICE ACT, 1884, the PUBLIC SERVICE ACT,

1902, the PUBLIC SERVICE (SUPERANNUATION)

ACT, 1903, and the PUBLIC SERVICE

(AMENDMENT) ACT, 1912.

Now, what happened to those people, Your Honours, was that they obtained under sections, beginning

at pa g e 115 of the rep r int , sect ion 5 3 , a r i g ht

to come into the fund under certain conditions.

For example, section 53 says:

This Act shall not (except as herein

specifically provided) apply to employees

who have the right vested or contingent to either a pension or a gratuity under the CIVIL SERVICE ACTS.

Then it says in section 54(1):

C2T38/l /HS 66 SIR M. BYERS, QC 2/3/89
Chopra(2)

Any such employee who -

(a) is under the age of sixty years

when this Act come in -

has certain rights, which are set out 1n paragraph (b) -

may within the prescribed time elect to

come under this Act for the purpose of

the difference.

So the scheme of this Act is that it takes

government employees - I say government employees

because employer means the Government of New South

Wales and other bodies - and it says, "We will give

those who have pension rights under nominated Acts

the right to come in; we will exclude those who

are subiect to pension schemes provided by

nominated Acts from the definition of 'employee'

so they do not come in, cannot come in, and when

we define 'contributor' we will say that means

someone who is contributing under this Act.

If Your Honours go to section 4 Your Honours

will see that what goes into the fund are the

contributions of employers and their employees

under this Act. So, one therefore has this Act

setting up a scheme and the part of the

definition of "contributor" is to denote those

who fall within the scheme properly construed

and nothing else. In other words, the words

"who is contributing" in the definition of

"contributor" does not necessarily extend to a

person who is physically paying. Indeed, he cannot

physically pay, at any rate so far as the

compulsory obligations.

(Continued on page 68)

C2T38/2/HS 67 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Can I then take Your Honours

to section 11; I think Your Honours have read that.

What we say section 11(1) does - it is at page 24

of the reprint that I have handed to Your Honours.
It creates a compulsion on employees of a nominated
class to contribute. I think my learned friend,

Mr Bennett, agreed with this view of it, that it

says you are compulsorily obliged to contribute

to the fund:

from such date as the Governor may notify

in the Gazette -

and the somewhat bewildering days that go on,

Your Honours, down there are because there have

been various amendments to the Act from time to

time. I can take Your Honours through those but

I think, perhaps, unnecessarily time consuming.

BRENNAN J:  What is the content of that obligation,

Sir Maurice?

SIR MAURICE:  The content of the obligation is to permit

a deduction - - -

BRENNAN J:  Permit?
SIR MAURICE:  Yes. When I say "permit" I mean what it does

is oblige the employer to deduct from the wage,

from the salary.

BRENNAN J:  But the employer is not mentioned in section 11?
SIR MAURICE:  No, the employer is not mentioned, that is

perfectly correct. But if you go to section 20,

Your Honour - - -

BRENNAN J:  Does section 11 create any obligation at all?

SIR MAURICE: Well, we would submit it does, Your Honour.

I appreciate one could say, "Well, that is just

a way of saying or describing the class who

are contributors", in other words, those who fall

within the ambit of this scheme, that is a statutory scheme so that one says, "Well, one uses ·_1contribute"
in a sense, in a broad sort of sense as meaning
those who are" - for lack of a better word - "members
of the fund."

(Continued on page 69)

C2T39/l/MB 68 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing:  Then the way they contribute under

section 20, which, I think Your Honours have been

referred to, which is at page 68, is by way of

obligation on employees to deduct:

from the salaries of such contributors at each payment of such salaries, and shall,

together with the employers' contributions,

be paid without deduction for postage,

forwarding, or exchange, to the Board.

Now, Your Honours, one can say, well, that is used in language of compulsion. That is perhaps the way

one would normally read "shall be deducted by

employers from the salaries." One could say that

this is just another way of describing, as it

were, the fund membership and the means by which

contributions are to be made. In other words, they

are to be made by deduction. Section 19 tends to

support that because it says when you are:

on leave of absence, whether without pay

or not -

or presumably, with your pay being sent to you or

if you have not got any pay you just do not W8rry -

his contributions shall be paid during such

leave of absence as for a period of service

and shall become due on or before the last

day of each month or four-weekly contribution
period.

Any contribution unpaid on the due date shall bear interest -

four per cent, and (2) gives the Board a power

of waiver in cases of hardship and (3) says:

The Board may recover the amount of any

contribution due and unpaid ..... with interest .....

in any court of competent jurisdiction. (Continued on page 70)
C2T40/l/VH 69 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  So, the notion behind sections 19

and 20, in our respectful submission, is that the

mode of payment is by deduction from the salaries.

In the event of there being leave of absence, the

Board has a direct right to recover and what that

means, of course, is that the contributor cannot
mean a person who has paid but it can mean a person

who has failed to pay, but he is still a contributor.

Now, Your Honours, then, if one goes back to 12

which is at page 32, you come to the question of
how much and they say:

Such contributions -

Now, they are the contributions referred to in 11(1).

There are a lot of exceptions for 11(1) but -

shall be in respect of units of pension as

defined in section twenty-six -

which is $1.25 a week and I will come back to that

in a moment -

and -

(a) with respect to salaries not exceeding

five thousand two hundred dollars, the

number of those units shall vary in relation

to salary in accordance with the following

scale -

and they set down the scale down to 5229 units.

Paragraph (b) says:

(b) with respect to salaries exceeding five

thousand two hundred dollars, the number of

units shall be twenty-nine together with -

(i) an additional unit for every two hundred

and sixty dollars -

Well, in the case of Mrs Chopra, she would have been

entitled to 31. I can give Your Honours the reference.

She was receiving a corrnnencing salary of $5940. That

is at page 27.

(Continued on page 71)

C2T41/l/SH 70 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  So that, she would be entitled,

on my computation, to 31 units.

DAWSON J: She was entitled to limited benefits, was she

not, under - - -

SIR MAURICE: 

Yes, Your Honour, but strangely enough - what Your Honour put to me is, with respect,

completely correct. There is a provision which

I must take Your Honour to because at first

sight it looks a little baffling. If

Your Honour turns one page back, page 31:
A contributor for limited benefits -

does Your Honour see that - llC, at the top -

and the widow and children of such
contributor and any pensioner who immediately

before his reti~ement or retrenchment was

such a contributor and the widow and children

of such pensioner shall except where otherwise

expressly provided or the context otherwise

requires be entitled to the rights and be

subject to the obligations of a contributor

otherwise than for

full benefits, which I take to mean full

contributor -

and a pensioner who immediately before his

retirement or retrenchment was a contributor

otherwise than for limited benefits and

the widow and children of a pensioner who

immediately before his retirement or
retrenchment was a contributor otherwise

than for limited benefits, as the case may -

be.

Your Honour, where the limited benefits

do have a significance, an express significance, is in what they call a "breakdown pension" which
is section 29, at page 85, Your Honour.

Breakdown pensions.

29.(1) If a contributor who is not a
contributor for limited benefits and has

contributed for at least five years be retired

on the ground of invalidity or physical
or mental incapacity to perform his duties,

then -

(a) If such invalidity or incapacity is

in the opinion of the Board not due to his

own fault he shall be entitled to the full

pension for which he has been

contributing ..... ; but

C2T42 /1 /ND 71 SIR M. BYERS, QC 2/3/89
Chopra(2)

(b) If such invalidity or incapacity

is in the opinion of the Board due to his

own fault he shall be entitled to such

pension as is determined by the Board

to be the equivalent of the contributor's

rights in the fund or, if the Board so

determines, to refund of a sum equal to

his contributions -

and then it goes on:

(Continuing on page 73)

C2T42/2/ND 72 SIR M. BYERS, QC 2/3/89

Chopra(2)

SIR MAURICE (continuing): And then it goes on:

If a contributor is not a contributor for

limited benefits and has contributed for

less than five years -

and again you have this physical or mental incapacity.

(lB) (a) If a contributor for limited benefits

who has contributed for at least five years

be retired -

then he gets a lump sum and so on. So the Act does

make an express provision in relation to limited

benefits ~ it would seem, Your Honours, only in that
context. We have been unable to find any other and

it may be that some lurk around, Your Honours, but

they seem to be equated. Your Honours, what we

would say firstly is that you look to the notion

of the definition by saying, "Well, really what it

does is identify the contributor with a fund", and that is the point of saying 11who is contributing' and
that is the point of the definition of employer.

Then the function of section 11 is either

compulsory or to indicate the class of persons who

are to form part of the fund. Then the mode of

contribution - that is set out in sections 19 and 20 -

and the employer's contribution is that set out in
section 16 which is hinged to the employee's
contribution. That is at page 63, if Your Honour
pleases. So 16(1), those contributions are to "be

in accordance with the tables of contributions".

So one starts, section 12 says number of units.

Succeeding provisions to section 12 accelerate the

number of units according to salary increases.

Section 26 says, as it were, the initial unit and

then section 27 says what the normal pension is.

And section llC equates limited benefits to, what I
will call, full benefits.

MASON CJ: It might be a convenient time to adjourn,

Sir Maurice.

SIR MAURICE:  Yes, Your Honour.
MASON CJ:  Court will adjourn now and resume at 2 o'clock.

AT 12.47 PM LUNCHEeN ADJOURNMENT

C2T43/l/BR 73 SIR M. BYERS, QC 2/3/89
Chopra(2)

UPON RESUMING AT 2.00 PM:

MASON CJ:  Yes, Sir Maurice.
SIR MAURICE:  If the Court pleases. May I just add to something
I said to Your Honour Mr Justice Dawson. I referred.

to section 29 in relation to "limited benefits".

There is another reference which I forgot to give

Your Honour, section 30(2). It has no intrinsic interest,
Your Honour, but I thought I should indicate to

Your Honours - page 92 of the print. I think Your Honour

mentioned something to the effect that - perhaps

I have misunderstood Your Honour - Mrs Chopra had

been accepted for limited benefits. Your Honour,

certainly what happened was that the medical

certificate so suggested that she should be

accepted for permanent employment and limited

benefits but it would seem, under section 11A(2)

at page 30, that the decision as to who shall

accept is the decision of the Board. Your Honours
see: 

Where the report of the Chief Medical

Officer indicates such employee is suffering

from any physical or mental defect which is

likely to affect his health or longevity

or his capacity to continue in his

employment the Board may -

and sets out - - -

DAWSON J:  And the Board never did,
SIR MAURICE:  The Board never did, if Your Honour pleases.

Now, Your Honour, may I just go next to deal with

the questions about exemption. What we respectfully

submit to Your Honours in our outline is that the

Act is quite explicit about exemption and nothing

occurred in this case that exempted Mrs Chopra from

the obligations under section 11(1). (Continued on page 75)
C2T44/l/MB 74 SIR M. BYERS, QC 2/3/89
Chopra(2)

SIR MAURICE (continuing): And the sections I would wish

to refer Your Honours to are section 11(1),

it is the first proviso at page 24. If

Your Honours look to the bottom of the page

Your Honours will see the proviso beginning:

Provided also that where the wife of

an employee is also an employee the Board

may on her application -

and then, if Your Honours will find the rest

of the verb, about five lines from the top of

page 25 -

reduce the number of units in respect of

which she shall contribute or exempt her

from contributing under this Act.

So, again, it is the decision of theBoard.

The remainder of that first proviso on page 25 -

it says:

Any unit or units in excess of the reduced

number

following the Board's decision for a reduction

are to be deemed to be abandoned. And then,

if one goes down to the bottom of the page 25,

one sees a further proviso which was also

applicable here:

Provided further that the Board may,

on application as hereinafter provided,
exempt from contributing to the fund -

(a) any person of or above the age of forty

years who, after the commencement of the

SUPEMNNUATION (ANENDMENT) ACT, 1948 -

(i) enters the service of an employer as

an employee -

and then it goes on to illustrate others -
(b) any person of or above the age of forty
years who entered the service of an employer
within. the period of three months immediately
before .....
(c) any person of or above the age of fifty -
C2T45/l/ND 75 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Now the evidence here, Your Honour,

is that Mrs Chopra was born in October 1920,

Your Honou~the only point of this is to show that

the last paragraph was applicable to her.

TOOHEY J:  Is that not common ground, Sir Maurice, that - - -
SIR MAURICE:  I think it is common ground that she was born

in 1920, yes, Your Honour, and - - -

TOOHEY J:  My proposition was a broader one.
SIR MAURICE:  I beg Your Honour's pardon.
TOOHEY J:  Is it not common ground that she did not fall

within any of the exemptions?

SIR MAURICE:  She could have obtained an exemption but did not.

It is common ground that she was not exempted. It is, I think, common ground that she could have obtained an

exemption had she known of it. It is common ground

that she did not know of it and it is common ground that

the reason why - I made a mistake there, Your Honours,

It is common ground that she did not know of the
reduction so she did not know she had the option to

apply to reduce her contributions from 50 or 60 per cent,

as she said in the evidence which has been read to

Your Honours, to a minimum of six.

Now, Your Honours, I say a minimum of six -

I am sorry, before I go on and give Your Honour the section that deals with a minimum of six - she says,

in her oral evidence, that the reason why she did not

apply was an economic reason because the contribution

would have amounted to 50 to 60 per cent of her

salary and a quarter of the family income, so she

says at page 56, I think it is. But at any rate I can

give Your Honours the reference to the page which, I

think, my learned friend, Mr Bennett, read out - 59.

(Continued on page 77)

C2T46/l/JH 76 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  What I am referring to, of course,

is the evidence in re-examination, not the evidence

in cross-examination, but I think my friend read

that out. Now, Your Honours, the reference to

six units - if Your Honours go to section 12, page 32,

I think I have mentioned it to Your Honours already:

Such contributions -

obviously the contributions referred to in section 11(1)

set out the salary and paragraph (b) sets out the

"twenty-nine" and in her case it would be plus

two, which would be thirty-one units and the proviso

says, about the middle of page 33, Your Honours:

if the employee enters the service of his
employer after the commencement of section seven

of the SUPPERANNUATION (AMENDMENT) ACT, 1963,

and at the_ time of so entering such service

is of or over the age of thirty years -

which was the case here -

or if the employee is of or over the age of

thirty years at the date his employer is

added -

well, that does not matter -

the Board may, on his application, reduce to

such number, not being less than six,

the number of units in respect of which he

shall contribute.

So there was a power in the Board on an application of

Mrs Chopra to reduce her contribution from, say,

50 or 60 per cent of her salary down to the equivalent

of six units. That is the fact of which she did not know and which the University did not inform her and hence there was no exemption or no application

for reduction. Then, Your Honours - al though it is
perhaps unnecessary to fill Your Honours in in detail to at the moment, it having been reduced to six units
the Act goes on at pages 36 and 37 and it is
proviso (b)(ii), it begins - I do not propose to
read it all to Your Honours. It begins towards the
bottom of page 36. It says that:

(Continued on page 78)

C2T47/l/MB 77 SIR M. BYERS, QC 2/3/89
Chopra(2)

SIR MAURICE (continuing):

Where an employee has ..... abandoned

any unit or units -

I am now at the top of page 37 -

and thereafter his salary is further

increased -

(a) he shall, unless he makes an election

..... be required to contribute for the

number of units appropriate to his then

rate of salary ..... or

(b) he may elect to contribute for one

or more of the abandoned units, in

addition to any additional units.

So the result of all this is that had she known she

could have had her contributions reduced to six and

she would have had the right on election to take

up additional units as her salary went up. Now,

Your Honours, the point, in our respectful submission, of this case is whether her rights are lost because

the University, knowing that she was an employee 1

did not make their contribution to the Board and did
not deduct it from her salary.

Your Honours, the point is really what rights does this Act give her and we say that if one goes

to section 21 one finds that:

Every man contributor who has served for

at least ten years with any one or more

employers shall be entitled to elect to

retire on pension from the service of

his employer upon or after reaching the

age of sixty years; and every woman

contributor who has so served shall be

entitled to so retire upon or after reaching

the age of fifty-five years.

Then subsection (2) on the opposite page says:

Every contributor who has served for at

least ten years with any one or more

employers may be compulsorily retired on

a pension by his employer upon or after

reaching the age of sixty years.

C2T48/l/HS 78 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  So what Mrs Chopra had was

a right to retire after the age of 55 upon a pension. That was a right. The question

is: does the fact that the employer had not

made contributions prevent her exercising that

right? And that is the only question because

she can go along and say to the Board, here

is the money, here is my contributions. Is

it an answer to the Board to say, "Oh, well,

the employer hasn't paid." The section does not

say so.

BRENNAN J: Why do you say she can go along to the Board

and pay up?

SIR MAURICE:  Because she is exercising her right under

section 21. She has a right to retire on a

pension after she reaches 55 - on or after.

TOOHEY J:  Do you mean on the basis that she then makes

by way of contribution the amounts that she

would have contributed had those amounts been

deducted?

SIR MAURICE:  Yes, Your Honour.
BRENNAN J:  Why? Why should she have to pay anything,

on your argument?

SIR MAURICE:  I am putting it at the highest. On one

view, she said, she can then go along and pay.

The fact is that it may be that the University

has to contribute the whole lot because it was

its obligation to deduct and it is its obligation

to make a contribution but what I am saying

is, if you take her right as being a right

conditional upon paying,as my friends are saying,

then there is nothing to prevent her paying

when she retires on or after the age of 60.

BRENNAN J: Sir Maurice, on that basis there are two

possibilities, that her right is conditional
upon her paying or having paid. In terms of

the text of the statute there is nothing to

choose between those two, is there?

SIR MAURICE:  Your Honour, there is nothing which says

that you have got to - in the text of the statutes,

there is an obligation imposed upon the employer

to deduct, of course. But the employer has not deducted and so the question is whether

if she goes and - she is given this right under

section 21, is it an answer to the exercise

of that right to say, "The employer has not

deducted."?

C2T49/l/ND 79 SIR M. BYERS, QC 2/3/89
Chopra(2)

BRENNAN J: That is one way of putting it but before one

says there is a right under 21 there is the
question of construing the term "contributor",

is there not?

SIR MAURICE:  Yes, of course, one has to construe the

word "contributor".

BRENNAN J: One does not do that by assuming that there

is a right conferred on an employee under 21

and then saying, "Because an employee has that

right we construe 'contributor' in the way in

which you would contend for."

SIR MAURICE: 

Your Honour, we would submit when one is construing the word "contributor", one is faced

with a number of meanings.  Does it mean only
someone from whose salary deductions have been
made? That is one meaning. We say, we respectfully
submit, it does not mean only that and that
section 20 shows it does not mean a person who
has paid because the person who pays is the
employer. Section 20 shows that the person

who pays to the Board is the employer,who pays his contribution under section 16 and who pays

the employee's contribution under section 20.
That is what happened.

(Continuing on page 81)

C2T49/2/ND 80 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing) One then has the employer who has not

paid or has not deducted and one has a person who

has subsisted throughout in the employment and the

question is whether she is entitled to the rights

under section 21.

DAWSON J: And you would say the rights which attach to 31 units.

SIR MAURICE:  Yes, that is so, Your Honour.

GAUDRON J: 

Even though she is now retired and they were not subscribed for at the time of retirement?

SIR MAURICE:  Your Honour, she has now retired in point of fact.

She had not retired at the time the action was brought, of course, because the action was brought before she

retired - but that is a minor point. What I wish to

submit, Your Honour, is that section 20 is not

conditional upon the employee or contributor having

had deducted from the salary the amounts under section

20.      But she is given this right under section 21 -

GAUDRON J: Yes, but unless you can assign a number of units

contributed at the time of retirement there is no

pension sum in the right-hand colunm.

SIR MAURICE:  Your Honour, there is a minimum pension, of course.

One always has a minimum pension under section 26(2)

so that the actual physical compilation - it is page 80.

It says:

The minimum amount of any pension to a

contributor ..... shall be two units.

So, Your Honour, what my friends are saying, and I

think what Your Honour -

DAWSON J:  She could not have been two, could she, Sir Maurice?

She must have been at least six.

SIR MAURICE:  They could reduce it to six, yes, Your Honour.
DAWSON J:  She could not have been two on the salary that she

had.

SIR MAURICE:  She would have had more, I would - - -
DAWSON J:  She would have had a minimum of six, had she - - -
SIR MAURICE:  Yes, probably. I would think that is probably

right, Your Honour, but had she applied for a reduction?

DAWSON J: Yes.

SIR MAURICE:  Yes, I would think that must be right. But I think

Justice Gaudron is putting something different to me.

I understood Her Honour to say that a reason why there

C2T50/l/BR 81 SIR M. BYERS, QC 2/3/89
Chopra(2)

could be no entitlement upon retirement was because

there had not been the computation under section 26

and 27 worked out in accordance with the table, so

that then one would not know the exact amount.

DAWSON J: That is right in a sense, is not it? It must be

somewhere between six and thirty-one.

SIR 1:1AURICE:  I would have thought so, Your Honour. The reason

why I referred to a minimum was it is two, so I am

saying, "Well, at least you have always got to get

something so it does not matter that you have not

worked it out." But there are two ways of looking

at it,Your Honour. One is to say, one just looks

at section 12 and one says, section 12 works out the

units according to the salary and it is just a matter

of computation, that is all. Then upon that, section 26

and 27 operate and one gets the amount, plus the

schedules and the table set the amount of contribution

and so on.

1:1ASON CJ: Sir Maurice, when you look at subsections (l)(a)

and (l)(b) on page 71, although they are dealing

with different cases, do not they convey the message

that entitlement to retire and to receive a pension

is conditioned upon payment?

SIR 1:1AURICE:  They do in the instances they are talking about,

Your Honour. I must say that because it says so.

There is no doubt about that.

(Continued on page 83)

C2T50/2/BR 82 SIR M. BYERS, QC 2/3/89
Chopra(2)

MASON CJ: 

Yes, but what I was suggesting was that they perhaps reflect an undercurrent that, as it were,

lies at the very foundation of the statute.
SIR MAURICE:  Yes, well we submit, not, Your Honour, of

course. Because, if one looks at (IA), one is

talking about an actual payment by the contributor.

When one is thinking of, say, an employment going on

for a considerable period of years, the way the

statute says the employee pays is, at least on one

view, by the hand of the employer. It is taken out

of his salary. So he does not pay in any normal
sense. Someone else pays for him; pays at his
expense, of course. But that is the sort of
notion - - -
MASON CJ:  But you would equate it to payment by deductions

by the employer from the salary.

SIR MAURICE:  Yes, well in the normal case that would certainly
be the case, Your Honour. The real problem is that
this is not the normal case. The problem is that

this is no fault of the contributor, in a sense.

She was never exempted; she was within the

framework of the Act; she is in the employment

throughout and the employer cho·se, for reasons the Act

does not justify, not to contribute. Now, that is
the simple fact.
So, one then has to construe section 21 in
light of that. Now, that meant that she did not

contribute then, from day to day, or from months to

months, from four-weekly pay period to four-weekly

pay period. She did not contribute, that is right.

But that was no action of hers; it was something

outside the statute.

Then the problem is, why cannot she go along? That is the real point in this case.

Her employer,

who should have contributed, or deducted, says,

"Because I did not deduct, you have got no rights

under the statute". And that is a question of
construction of the statute. And we say the statute

does not envisage that the employee, for whose benefit

the statute was passed, is to be defeated by the

negligence, or even goodwill perhaps, of the employer.

BRENNAN J:  That argument would have held much more force,

would it not, if the fund out of which the payment was

to be made was the fund which was the funds of

government. But, this is a closed fund in the sense

that its income consists only of the contributions

and interest. So that those on whom the burden of

the payment for which you contend, those on whom

that burden rests, are the contributors.

SIR MAURICE: 

well, "the other of the employers.

contributors"in the sense

C2T51/l/JH  83 SIR M. BYERS, QC 2/3/89
Chopra(2) 
BRENNAN J:  No, the other potential beneficiaries.
SIR MAURICE:  Well, I submit, not, Your Honour, because what

I say on one - that, if she wishes to obtain her

pension, she is entitled to pay for it then and

there when she retires. There is nothing in the Act
that says she cannot. So there is no loss on the

other contributors. There is no loss on the fund

because the Board, under section 19(3), can recover

the contributions from the University.

If Your Honour looks to the bodies who are to

be employees - I beg Your Honour's pardon -

BRENNAN J:  Even though paid without interest, Sir Maurice?
SIR MAURICE:  I beg Your Honour's pardon?
BRENNAN J:  Even though paid without interest?
SIR MAURICE:  Well, I suppose so, Your Honour. As a matter

of construction, I suppose I would say that, but if

there is a decision about it then there is a

decision about it. But, Your Honour, "Employer"

means the Government of New South Wales

and such other bodies as are mentioned in

Schedule III to this Act, or as may be

added to such Schedule in pursuance of

this Act.

I must confess 1 have not gone through schedule III

but many of them are universities who receive

substantial monetary grants from government. Although

it is true, Your Honour - - -
MASON CJ:  Substantial or not.

(Continued on page 85)

C2T57/2/JH 84 SIR M. BYERS, QC 2/3/89
Chopra(2)

SIR MA.URICE: Well, Your Honour, His Honour Mr Justice Brennan

put to me that the proposition which we would say is

simple and obvious would seem simpler and more obvious

if it was to be at the expense of government. Now,

that is all I am endeavouring to say, that really,

when you look to this, that is really what happens.

So, Your Honour, one cannot reiterate the point on an on.

in any event, I suppose

We say

she was not exempted; her salary was not reduced;

that was due to her ignorance and the false information

she was given by the employer and you cannot say that

section 21, so we would submit, gives her a right

conditional upon performance by the employer of its

statutory obligation to deduct and that that right

is lost if there is not deduction. Might I just

remind Your Honour that I think my learned friend,

Mr Handley, may have said this too but, if not, I apologize. Section 19(3) says:

The Board may recover the amount of any

contribution due and unpaid together with

interest thereon in any court of competent

jurisdiction.

So, that means that the case is envisaged of non-payment

by the contributor and it is quite explicit in

section 19(1). So that means it does not contribute all the time and by the other contributor, the Board

and, no doubt, if they wish to assert a right of action

against Mrs Chopra well, then, they would have the

right of action under section (2).
DAWSON J:  May I get this clear, Sir Maurice: you she is entitled
to a pension equivalent of 31 units.
SIR MA.URICE:  Yes, Your Honour.
DAWSON J:  She could have applied to have it reduced; she
did not, so it remains at 31.

SIR MA.URICE: It remains at 31, yes, Your Honour.

DAWSON J: Yes.

SIR MA.URICE:  I think I have mentioned ways in which it could

have been reduced and, also, I want to say,

Your Honour, that it is no answer to say that the

amounts are not fixed under section 27 because there is a minimum payment under section 26(2).

So, what that means is is obvious enough, that she would be always entitled to some payment. I

think I have mentioned the fact that one could take

up the abandoned units by virtue of section 12 and

section 11.

C2T52/l/SH 85 SIR M. BYERS, QC 2/3/89
Chopra(2)

Now, I think, Your Honours, that is all I

have to say about the Act as it stood at the time

of her entry into the fund. We submit that the

conclusion of the Board below is right and that
the word "contributor" does not mean "pay" and we

submit the context makes that clear.

Could I just go now to the 1976 Act. What

that Act did was to take away from the definition

of "employee" the word "contributor". So, it read:

"Contributor" means "an employee".

That is the way, for relevant purposes, it has remained

and she was, clearly, an employee. There can be no

doubt; there is no dispute about it. Now, what my

learned friends seem to say is that the words of

exclusion in the - would Your Honours just pardon

me a moment?

(Continued on page 87)

C2T52/2/SH 86 SIR M. BYERS, QC 2/3/89
Chopra(2)
MASON CJ:  It is on page 18 of Mr Bennett's material.
SIR MAURICE:  Yes, Your Honour, unfortunately at the moment
I cannot find it. What they did, Your Honours,

they inserted - not that this matters - "Contributor

for full benefits", "Contributor for limited benefits",

and then in the schedule they omitted the definition.

They said:

insert instead:-

"Contributor" means an employee, but does

not include-

(b) an employee while rejected or not

accepted as a contributor under this Act as in

force at any time before 13th January, 1977.

Now, Your Honours, what we submit about that is

that the words of exclusion in paragraph (b) do

not apply because they are references to section 11A(2)

of the Act which is in our print at page 30 which

says that:

the Board may -

(a) refuse to accept such employee .....
(b) accept such employee as a contributor .... . or;

(c) postpone his acceptance.

Now, first of all, of course, the Board has not done anything in relation to it, but the language in

paragraph (b) seems to echo the powers that

that 11A(2) confer on the Board given a report

because they say "refuse to accept"; "rejected"

they say, or "accept" or "postpone his acceptance

as a contributor". Then they say, if one goes
back to the other Act: 

an employee while rejected

well, that is refuse to accept -

or not accepted -

that could either be postpone his acceptance -

under this Act as in force ..... before -

the (AMENDMENT) ACT. Your Honours, we submit that

the clear parallelism - and that the learned judge

at first instance, whose judgment by the way was

set aside, the whole judgment was set aside by

the Court of Appeal. I do not know what consolation

my friend gets from his judgment quite honestly

but the orders of the Court of Appeal set it aside

so that one has no finding left really. But what

we say is - and I am referring, 0£ course, to formal

orders - that she was an employee, she was neither

rejected nor did she fall within any other part

C2T53/l/MB 87 SIR M. BYERS, QC 2/3/89
Chopra(2)

of paragraph (b) of the definition of "contributor"

in the 1976 Act. Thereupon she became a contributor.

Your Honours, the language of that Act lends some

sort of support to the notion. If one looks to

Mr Bennett's papers - page 21, Your Honours,

section 10 0(2):

(Continued on page 89)

C2T53/2/MB 88 SIR M. BYERS, QC 2/3/89
Chopra(2)

SIR MAURICE (continuing):

An employee who was not contributing

to the Fund on 12th January, 1977, but who

was required by section 11 to contribute - Your Honour sees, that does treat section 11

as compulsory, as imposing an obligation as

we submitted -

to contribute to the Fund on that day,

shall, subject to section lOW -

which does not matter -

contribute to the Fund as from the day on

which, and for the number of units of pension

for which, and at the rate for each such

unit at which, he would have commPnced

contributing had the SUPERANNUATION (AJ.'1ENDMENT)

ACT, 19 7 6 -

that is this Act -

not been enacted, and shall thereafter

continue to contribute to the Fund for the

number of units of pension for which he

so commenced contributing at the rate for

each such unit as he so commenced contributing or at such other rates as may from time ~

to time be fixed -

The judge referred, I think to lOAC which

really has nothing to do with it and I think that

all parties agree with that.

My learned friends concede, I think, that

section lOAC to which Mr Justice Yeldam referred

really does not have anything to do with the

present case. Your Honours, the point of that,

the point of 10 0(2) is that it indicates two

not be paying, firstly, and it indicates that things: it indicates that a contributor need this Act applies to an employee who is not
contributing and, therefore, the definition
falls upon him and the intention of the Act
is that he should be benefitted by it. That
is about all I can say.

That is what we say about that Act, if

Your Honour pleases.

BRENNAN J: Sir Maurice, can I take you back to

section 11A(2)(b) at page 30 of your print which

is the power of the Board to accept an employee.

I am not sure that I follow why it is that if

that power has not been exercised the person

C2T54/l /ND 89 SIR M. BYERS, QC 2/3/89
Chopra(2)

is not a person who has not been accepted as

a contributor within the definition.

SIR MAURICE:  What we are saying, Your Honour, is that

the words of exclusion in the definition, they

being in paragraph (b) of the definition of

"contributor" in the 1976 Act which excludes

a person who was rejected - page 18.

BRENNAN J:  Yes, "rejected or not accepted".
SIR MAURICE:  Yes, Your Honour. We say that means a person

whom the Board has refused to accept or rejected

under section 11A(2).

BRENNAN J: Why?
SIR MAURICE:  Because we submit, that that - for two reasons,

I suppose, Your Honour. First of all, because

the powers that are given in 11A(2) are powers

in which the notions of rejecting, refusing
to accept, appear and also because the

paragraph says:

under this Act as in force at any time

before 13th January, 1977 -

which is the date of promulgation of the 1976

Act.

DAWSON J:  But really what you say, Sir Maurice, is it

not, that 11(2)(b) is speaking of acceptance for limited benefits; in other words, it is

a partial rejection. What you say is that

you do not need any acceptance from the Board

because the Act does that for you.

(Continuing on page 91)

C2T54/2/ND 90 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE:  Yes.

DAWSON J: All you need is a refusal to accept or acceptance on a

limited basis.

SIR MAURICE:  But in any event,we would say in addition to

what Mr Justice Dawson said, we would say that

harks to that power because, Your Honour - perhaps

I have not made it quite clear. What this Act did

was to repeal section llA. That is not in my

learned friend's copy but it repealed section llA

and introduced a substantially new provision about

medical examinations.

When one goes back to the words of exclusion,

page 18, one sees that it says:

an employee while rejected or not accepted

as a contributor under this Act as in force

at any time before 13th January 1977.

So it is harking back to the operation of the

unamended Act which this Act amended in a relevant

respect. That is why they are saying:

while rejected or not accepted as a

contributor under this Act as in force.

And really, I suppose, it gets back to what His Honour

Mr Justice Dawson says that, "Well, the Board has said,

'Well, I won't have you because of the medical

examination'." They then say when they were taking
out the medical examination provision, "Well, we are

not allowing to come in the people who have been

rejected because of the Board's exercise of authority

under section 11 A(2)" · , and that is the only reason,

that is the only exception.

BRENNAN J:  Why are those persons not entirely covered by the

word "rejected"?

SIR MAURICE:

Maybe they are, Your Honour, but what the Board may do; it

may refuse to accept; it may accept for limited

benefits or it may postpone acceptance.

BRENNAN J: Those under paragraph (b) of 11A(2) do not come

into the exception of paragraph (b) in the definition

of "contributor", do they? They have been accepted.

SIR MAURICE:  Those who have been accepted have been accepted, yes.
BRENNAN J: Yes, they have been accepted. So we do not have to

worry about (b). Those people are in. Paragraph (c),

there are people who have been postponed.

SIR MAURICE:  I am sorry, Your Honour is talking about 11A(2)(b).
I am indebted to Your Honour. No, you do not have to
C2T55/l/BR 91 SIR M. BYERS, QC 2/3/89
Chopra(2)
worry about those, Your Honour. But what you may do under

(c) is postpone acceptance and, say, to postpone

acceptance is not inaptly referred to as not accepted.

Because she has had a medical examination and the
Board said, "Well, all right. I've got the medical

examination." They say, "I won't refuse to accept

you, that is, reject you. I won't accept you" - that

is (b) - "but I will postpone acceptance", and what

they have said under the definition in 1976 is,

"not accepted" which is an apt description of postponing

acceptance.

TOOHEY J:  Did the matter ever get to the Board?
SIR MAURICE:  No, I do not think so, Your Honour.

TOOHEY J: All the correspondence in the appeal book is

correspondence between the University - at least

the relevant correspondence - and Mrs Chopra.

SIR MAURICE:  Yes, Your Honour. It did not get to the Board at

all. All that happened, as I understand the evidence

was, that there was the examination and then the

results of the examination went back to the employer.

TOOHEY J:  But if does not get to the Board, why is your client

then a person who has not been accepted?

SIR MAURICE:  Because the judge said, "Oh, well, not accepted

is a sort of language of contract, and you're not

accepted if you'.re not accepted", but that is really

what he was saying.

BRENNAN J:  Is there any other power in the Act which provided for

acceptance?

(Continued on page 93)

C2T55/2/BR 92 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE:  No. llA is the only one which uses the

word "accept" or "postpone acceptance".

BRENNAN J:  Well, take the ordinary case. A perfectly

clear medical report; employee, deductions paid

to the Board. At what stage does a person become

accepted, if that is the notion that the Act knows

at all.

SIR MAURICE:  Your Honour, the Board has no choice. We would

say he is accepted -if you could use the same thing

as a contributor - he is accepted once the

obligation falls on him as an employee to contribute.

But, in the sense, what 11A(2) does is give the

Board a sort of overriding power to set that aside

in those cases where the medical examination takes

plac~ or perhaps the Board's decision takes place,

after he has become an employee and thus within 11(1).

And so - - -

DAWSON J:  In other words, the obligations under the Act flow,

unless he is rejected or not accepted.

SIR MAURICE:  Yes, Your Honour. And the only power to do it

is in 11A(2) and we say, that is what they are talking

about in the definition. So, we submit, Your Honours,

that is, in our submission, reasonably clear.

Now, Your Honours, that is all I would wish to

say about that. I think some reference was made to

the first Act of 1985, that is the SUPERANNUATION

(SCHEME CLOSURE) AMENDMENT ACT 1985.

Your Honours, we would wish to say a number of

things about that. Firstly, it is page 23 of
Mr Bennett's compilation. Section (2) says:

Notwithstanding any other provision of this

Act, a person is not required or entitled to

become a contributor to the Fund and is not

entitled to elect to become a contributor

to the Fund -
(a) in the case of a person who was an

employee, but was not a contributor,

immediately before the prescribed

day.

Now, Your Honour, the "prescribed day" they define -

in this section, lA(l) , Your Honours - "prescribed

day" means

the day appointed and notified under

section 2(3) of the STATE PUBLIC SERVICE

SUPERANNUATION ACT, 1985.

C2T56/l/JH 93 SIR M. BYERS, QC 2/3/89
Chopra(2)

Your Honours, that date in the Government Gazette

is 1 July 1985. That is in Government Gazette

of 1 May 1985, No 76. We can hand copies to
Your Honours, if so.

Then, if Your Honours turn over to the next Act, that is page 26 and you will see "Commencement",

section 2:

This Act shall be deemed to have commenced on 1 July 1985.

Then, if Your Honours turn over to page 27 and you

will see Amendments to the Principal Act Relating

to the Closure of the Scheme, Section lA:

Omit the section.

So, the section really never had an operation. One
can put it aside.

(Continued on page 95)

C2T56/2/JH 94 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Now, if one goes to schedule 3

which is at page 27 of Mr Bennett's compilation,

Your Honour sees what the Act says:

Closure of Scheme to persons employed on or

after 1.7.1985.

Now, it is clear that the plaintiff was not such

a person and then lA says:

(1) Notwithstanding any other provision of

this Act (except subsection (3)), a person

is not required or entitled to co1Illllence

contributing to the Fund on or after 1 July 1985.

Now, Your Honours, at the time this Act took effect,

there were definitions of "contributor", "employer"

and "employee" in the SlJPERANNUATION ACT. There is

a consolidation of it, of which I have counsel's

copy. It is rather difficult to get, Your Honours.

This is, I think, a reprint as at 1984 but it contains

a definition of "employee". It means a person

employed by a - in a form Your Honours will now be

contains a definition of "contributor",

familiar with, only slightly more elaborate because meantime,and

meaning an employee but does not include an employee

while exempted from contributing, an employee while

rejected or not accepted or an employee to whom

clause 4(1) of schedule 17 applies.

So, one has definitions. Now, what they have

said is:

A person is not required or entitled to

connnence contributing to the Fund on or after

after 1 July 1985.

What we submit that means is that no one - we are not

talking about existing members or people who have

been existing members. They are talking about new

people, people employed on or after 1 July 1985

and then we say that is supported by subsection (2)

because it says:

Subsection (1) applies, subject to subsection (3),

to a person who was previously -

in other words, a person who had been and had ceased

to be -

a contributor to the Fund, whether before or

after 1 July 1985.

C2T57/l/SH 95 SIR M. BYERS, QC 2/3/89
Chopra(2)

For example, someone who had been in the fund,

had become a member of Parliament and left the

fund and then sought to come back. So, it

excluded people employed on or after 1 July and

people who had heretofor but were not contributors

to the fund before or after 1 July, who had ceased

so to be.

So, we say, Your Honours, with respect that

it is just not talking to employees at all and that

is the first thing we would wish to say about it

and subsection (3) says:

Subsection (1) does not apply to -

(a) a person who was, immediately before

1 July 1985, an employee but was not

contributing to the Fund, being a person

to whom Schedule XXI applies and who elects
to become a contributor to the Fund in

accordance with that Schedule.

Now, may I go to that now because we say that has happened.

(Continued on page 97)

C2T57/2/SH 96 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Your Honours, can I take

Your Honours to clause 2(1) at page 28, and it says:

A person to whom this Schedule applies

may elect to contribute to the Fund if -

(a) before 1 July 1985, the employer of
the person has notified the Board that the

person is an employee; or

(b) on or before 31 December 1985 -

(i) the employer of the person notifies

the Board that the person is an employee.

Then one goes to (2):

Where, within the period of 28 days after

a person to whom this Schedule applies is
given notice by the Board that the employer
of the person has notified the Board that the

person is an employee, the person does not

make an election referred to in subclause (1)

or apply to the Board to be excluded ..... the person shall be deemed to have directed that the notification given by the employer be

regarded as an election.

So there is a statutory election. That is at page 29.

So then, what is the evidence? If Your Honours

go to the appeal book, and these are events

occurring before 31 December,and Your Honours go

to page 50, this is a letter from the Board to the Vice-Chancellor of the University of Newcastle, in

other words, the employer, and he sets out a

history, but if Your Honours go down to line 19:

As you are aware, any person who satisfies

the definition of employee contained in the

SUPERANNUATION ACT 1916 is a compulsory

contributor ..... unless granted exemption.

Now, we would say that is perfectly correct,

Your Honours.

An employee is defined as one who is

employed by an "employer" (such as the

University), who is required to give

his whole time to the duties of employment

and who is paid at an annual rate of salary.

It would appear from the above information

that Mrs Chopra is eligible for Fund

membership. A review with the Board's

records indicate that Mrs Chopra has not

been granted exemption by the Board from

contributing to the Fund.

C2T58/l/HS 97 SIR M. BYERS, QC 2/3/89
Chopra(2)

In the event that Mrs Chopra is found

to be eligible for Fund entry from a past

date the payment of arrears ..... cannot be

calculated until after Mrs Chopra's rate

of contribution is established .....

In view of the fact that the Fund has not

had the benefit -

they say, "We await your advice". Then if

Your Honours go over to page 52, the first paragraph says:

We have received your letter ..... regarding

a member of the University's staff.

She was a tenured professor and they are saying, 1n the clearest of language, to the Board, that

Mrs Chopra was their employee. If I go back to
page 28, clause 2: 

(b) on or before 31 December 1985 -

(i) the employer of the person notifies

the Board that the person is an employee.

We sa½ yes, that happened.

(Continued on page 99)

C2T58/l/HS 98 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Now, the next and other relevant

matter is at page 43, and this is a letter from

the University's solicitors to the Principal Legal

Officer, State Superannuation Board, and they:

confirm that, at the conference, we provided

you with photocopies of douments on the

personnel file held by The University of

Newcastle in respect of Mrs Audrey Lilian Chopra.

We note that such copy documents included all

appointment as a Lecturer in the Department

correspondence between the Uni,1er3ity and

of Education including a letter from the Vice

Chancellor to Mrs Chopra dated 24 October 1969.

Now, if Your Honours go to page 27 Your Honours will

see a letter from the Vice-Chancellor to Mrs Chopra,

24 October:

I am pleased to offer you appointment as

Lecturer in the Department of Education -

and it sets out salary and so on. The next letter,

the next page, Your Honours, Mrs Chopra says:

I have much pleasure in accepting the

offer.

Now, we respectfully submit, Your Honours, that it

is therefore quite clear that the provisions of

the relevant clauses, number 55 of 1985, that is,

2(1)(a) - would Your Honours just pardon me a moment.

The first letter at page 50 was before 1 July,

and the reply, and on and before 31 December the

later letter that I have referred Your Honours to

at page 43, which included the reference to the

letters at pages 27 and 28. I am reminded of one
other thing:. one of the things the learned judge,
at first instance, said, "Well, this occurred at the
time the litigation was in being." Well, of course,

the litigation cormnenced in October 1985 before the

Act was assented to. The Act was assented to, Your Honours see, at page 2, the surmnons dated 10 October 1985, while she was still an employee

and therefore would normally be construed as

relating to matters occurring while she was still

an employee and hence questions arising under 27,

perhaps, are not irmnediately relevant.

We would remind Your Honour the Chief Justice

of some observations - I do not want to read them,

but to that effect - in the case of

REG V DUNPHY EX PARTE MAYNES, 139 CLR 482 at 495.

C2T59/1/MB 99 SIR M. BYERS, QC 2/3/89
Chopra(2)
SIR MAURICE (continuing):  Your Honour, therefore we

submit that even if Mrs Chopra was not within
the 1970 Act she was caught up by the

subsequent enactments. If the Court pleases.

BRENNAN J: Sir Maurice, is there any evidence of an

election under subsection (l)?

SIR MAURICE:  No, but there is a deemed election. What

we say about - I am not quite sure what

Your Honour has in mind.

BRENNAN J:  Schedule 21.

SIR MAURICE: If Your Honour goes to 2(2), on the top of

page 29:

Where, within the period of 28 days

after a person to whom this Schedule

applies is given notice by the Board that

the employer of the person has notified

the Board that the person is an employee -

and we say the employer did notify the Board -

the person does not make an election referred
to in subclause (1) or apply to the Board
to be excluded ..... the person shall be deemed

to have directed that the notification given

by the employer be regarded as an election -

GAUDRON J: ls that not conditional upon notice being given

by the Board?

SIR MAURICE: It says, "does not make an election".

GAUDRON J: No, it says, "Where, within the period of

28 days after a person ..... is given notice by

the Board".

SIR MAURICE: It does not make an election but then it

says:  the person shall be deemed to have directed
that the notification -

Your Honour is saying to me that even the deeming

does not apply unless there is a notice?

GAUDRON J:  Yes, I am asking you Sir Maurice.
SIR MAURICE:  We would submit not, Your Honour. One then

has a statutory - if there is no notice you
have a statutory election. After notice he

does not make an election then he is deemed

to have directed. We certainly agree that there

was no election. So then I would submit that

C2T60 /1 /ND 100 SIR M. BYERS, QC 2/3/89
Chopra(2)

what follows from that - there certainly was
no notice from the Board, I think that is right,

Your Honour. What we submit, Your Honour, is

that the statutory consequence is that if the

Board does not notify he is deemed to have elected

but, Your Honour - that is all I can say in

answer to what Your Honour put to me and which
I submit would be the correct view.

Your Honours, we have a chronology, if Your Honours would think it at all helpful and I can leave it with Your Honours' associates.

MASON CJ:  Yes, it may be helpful, Sir Maurice.

SIR MAURICE: If Your Honours please.

MASON CJ:  Yes, Mr Bennett.
MR BENNETT:  May it please the Court. I will deal first

with my learned friend's submissions concerning

the 1969 position. My friend first referred

to the definition of "contributor" as it existed
then which appears at page 1 of my summary of

the legislation.

(Continuing on page 102)

C2T60/2/ND 101 2/3/89
Chopra(2)
MR BENNE'IT (continuing):  My friend relied on the words

"this Act" and suggested that those words in

some way qualified what went previously. His

submission, as I understand it, was that the
purpose of the phrase "who is contributing
under this Act" was to distinguish it from a

person contributing under some other Act, rather

than to emphasize the word "contributing".

If that were so, one wonders why it needs to

be said at all. If my friend is right in saying that

a contributor is an employee, subject to specific
exceptions, why would one need to have those
qualifying words at all, if it had the narrow

meaning' P.nd, indeed, the later amendment rather shows that a different view was then taken. So, we would submi 4 that does not assist Your Honours

in reaching the conclusion for which he contends. Secondly 1 and it may be convenient for this

purpose if I take Your Honours to the Act which

my learned friend handed up: he referred to

section 19 and he submitted that that shows that

the reference to "contributor" did not correspond

to a person who was making payments but we would

submit that there is a number of reasons for that.

First, that section, of course, the first part of

that section is primarily concerned with a very

narrow and specific case and that is the case of

a gap. I have conceded that if a person were making

contributions and then, for example, were to go on

leave and, during his leave, not make contributions,

he might nevertheless remain a contributor for some

intervening period. But that Every different from

the way my learned friend seeks to use it.

Thirdly, my learned friend refers to the provisions about reduction and electing to take a

lower number of units and what powers the Board

has to grant and what powers the employee has to

seek and so on. What those provisions do is demonstrate
the difficulty of defining "contributor" the way the

Court of Appeal defined it because it means that in

every such case you then have to try and work out

what elections are deemed to have occurred or deemed

not to have occurred and worse still, one must do

that in a situation where the Board has never been

given the opportunity to make whatever elections it

is entitled to make. The very variety and scope of those elections and choices which the Act builds in makes it unlikely that ·"contributor" was intended to

mean "an employee".

My friend then submitted that in Mrs Chopra's case there would have been good reason for a reduction

C2T61/l/SH 102 2/3/89
Chopra(2)

and he refers to the misapprehension she was under

which he described as being causative of the problem;

the misapprehension in that she did not realize that

she was entitled to proceed for a lower number of
units.

It is interesting that he now submits,

notwithstanding that, that if he succeeds he is

entitled to 31 units. The mistake which he relies

on as having got his client into that situation is

the inability to realize you could reduce the number

of units and yet he says the consequence is that you

should be deemed to be a contributor for the full

amount of 31 units but, in a very real sense, this

is not so much a case of a failure of an employer
to comply with its statutory duty, although that
occurred, as much of a failure of the employee to

apply for the exemption or reduction which, in the

normal course, would have been done. That, perhaps,

goes more to the merits than to the legal analysis

of the situation.

(Continued on page 104)

C2T61/2/SH 103 2/3/89
Chopra(2)

MR BENNETT (continuing): But, what that does show is that

to read the word "contributor" in the way my friend
reads it leads, and would lead in this case, to

far more problems than it solves. My friend then refers to section 21 and says he has rights under

that section. The answer to that, as I think

Your Honour Mr Justice Brennan pointed out to my

learned friend, is that that section uses the
word "contributor" and he only gets within that

section if he succeeds on that threshold question.

Your Honour the Chief Justice asked a question

about the word "payment" and referred to the

reference in section 21(1A) to:

On such payment being so completed.

We respectfully submit that that does support our

contention. There is no reason, of course, why "pay"

cannot include "pay by deduction". That is a normal

method of making payments. And there are many situations where one pays by having the amount

deducted from some other transaction. We would submit

it rather shows the overall intention of the legislation.

Finally, on that aspect, there is one matter

which fell from my learned friend, I am sure by

accident, where he referred to false information being

given to Mrs Chopra. There is no suggestion she ever

received false information. The evidence was that she

had not been advised of something which, if she had

been advised of it, might have caused her to act

differently. There was no suggestion of false information.

Then, I turn to the submissions in answer to the

contentions and I hand to Your Honour an outline of submissions in relation to those matters. These are the 1976 Act and the 1985 Act.

MASON CJ:  Thank you, Mr Bennett.
MR BENNETT:  Now, Your Honours, my learned friend submitted that
the excluding words in the 1976 definition, "not

accepted", were part of a complex which related to

section 11A(2). Might I invite Your Honours to have

in front of Your Honours both sections open; the

easy way of doing that is to take page 9 of mv

summary which have 11A(2) and page 18 which has the

definition of "contributor". If Your Honours would

just, with some manual dexterity, have pages 9 and 18 - - -

MASON CJ:  It seems to be the most complicated way of doing
it actually. We have page 30 of Mr Byers'

.cor:.1pilation of the statute and page 18 of your material.

C2T62/l/JH 104 2/3/89
Chopra(2)
MR BENNETT:  Yes. I will do it that way, Your Honour, it is
probably easier. Your Honours, the first point is

that there is no correlation or identity. The

concepts on page 18 in the new definition are,

"exempted", ''rejected" and "not accepted". The
concepts in 11(2) are: 

(a) refuse to accept -

which means reject -

(b) accept -

which is not one of the characteristics at all, and -

(c) postpone his acceptance

which does not really fit with any of those. If the

draftsman was trying to fit in with those, one would

have thought he would have used the precise phrase.

But, even more obviously than that, as my friend has

pointed out, we know that section 11A(2) was repealed

at the time this Act was passed - that appears elsewhere

in the legislation.

(Continued on page 106)

C2T62/2/JH 105 2/3/89
Chopra(2)

MR BENNETT (continuing): And we also know that the third

exclusion in the definition is l0H(l). May I invite

Your Honours' attention to section l0H(l) which I think can only be found in Mr Handley's document,

that large book.

MASON CJ: What page is that there?

MR BENNETT: It is at page 480, Your Honour. Section l0H

which is really part of the replacement for llA(l)

says that:

a person who was an employee but not a

contributor (whether for full benefits or
for limited benefits) on 12th January, 1977,

because the Board refused to accept ..... or

postponed his acceptance ..... shall not

contribute to the Fund.

Why would there be the need, if one were specifically

referring to that in the third exclusion from the
definition, to repeat it in the earlier exclusions?

So the earlier exclusions must be referring to

something else and, we would submit, they are

not referring to l0H or to its predecessor provision.

What they are referring to, we would submit, is

the normal English meaning of the words which is

always a good fall-back position in construing the
statute. And the ordinary English meaning of the

words - - -

BRENNAN J: If anyone can give a meaning to "accepted".

MR BENNETT:  Your Honour, there are number of things it can
mean. It can mean that the Board has made one of

its elections. It can mean that the Board has

indicated in some way that an employee has been
added to its list and is contributing to it. It can

mean, probably most likely, that the Board has accepted

contributions ii. relation to that employee. In other

words, once the deduction has been made by the employer

and the employer has made its contribution as well,

the Board has to accept the cheque and by doing so

has,no doubt, for all practical purposes, accepted

the employee as a contributor. And that perhaps is

the most likely meaning.

Whatever else one may say about Mrs Chopra's

situation in 1977, she had not been accepted in any

form by the Board. The reference, incidentally, to

the repeal of section llA appears at page 520 of

Mr Handley's legislation book, but I will not take

Your Honours to that.

DAWSON J: Just going back - she had not been accepted

and she had not been not accepted.

MR BENNETT: That is so, Your Honour.

C2T63/l/BR 106 2/3/89
Chopra(2)
DAWSON J:  Entirely neutral.
MR BENNETT:  She had been not accepted in that she had not

been accepted.

DAWSON J: That might not follow.

MR BENNETT:  But there had not been an act of non-acceptance.

There had been an absence of activity which, we submit, amounts to a non-acceptance. If one wants

to elaborate on the semantic aspects and turn to
the merits a little, we had not been given the

opportunity to not accept in the sense to which

Your Honour refers. And, of course, "postpone"

certainly is not equivalent to "not accept". If one

was going to use that, why not say "postpone".

The second aspect of the 1976 Act concerns

section 10 0(2) and that appears at page 21 of

my legislation summary, and my learned friend

submits that that indicates that a contributor

need not be a person who is actually contributing.

(Continued on page 108)

C2T63/2/BR 107 2/3/89
Chopra(2)
MR BENNETT (continuing):  We would say it indicates
exactly the opposite. Your Honours will notice

that what is missing from section 10 0(2) is the

word "contributor". The section says:

An employee who was not contributing.

If my friend had been right it could equally have said, "a contributor who is not contributing".

Do Your Honours have that provision? It is page 21

in my document.

MASON CJ:  Yes.
MR BENNETT:  So one has an employee who is not contributing

but who is required by section 11 to contribute

"shall contribute". All that does is continue the

pre-existing statutory obligation in relation to

which both employee and employer were in breach, but it does not do any more than that. I~ does not say

anything one way or the other on whether one treats

them as having done what they ought to have done.

That is the question we are debating, and this

subsection is silent as to that. All it does is

continue the pre-existing compulsion in relation to

people who were employees but not contributing.

Coming to the 1985 - - -

MASON CJ:  Before you leave that, Mr Bennett, can you tell me
the date on which the 1976 Act came into operation?
MR BENNETT:  Yes, 13 January 1977, Your Honour.
BRENNAN J:  That is the day after the date referred to 1n

section lOA?

MR BENNETT:  Yes, that is so, Your Honour. I think midnight

between the 12th and the 13th was the moment when it

came into effect, and therefore the one date is

referred to for one purpose and the other for the

other purpose. I do not think the PROWSE V McINTYRE
type of analysis was applied to the statute.

My learned friend then came to the 1985 Acts and in relation to the first 1985 Act he submitted

that it never came into effect so far as is relevant

because of the date 1 July. That is clearly correct.

The way in which we use the first 1985 Act is not

to achieve the result we seek to achieve, but

to demonstrate the reason for subsection (2) in

the second Act. If one could put it colloquially

they got it wrong the first time and cured it the

second time, and all the first Act does is show

conveniently what the mistake was and what was

done in order to cure it. That is the only way
we use the first Act in 1985.
C2T64/l/HS 108 2/3/89
Chopra(2)
MASON CJ:  Mr Bennett, can I interrupt you to ask you

this; how can it be that paragraph (b) of the

definition of "contributor" in section 3 of the

1976 Act is referring to section lOH, when

section lOH, as I understand it, was not in force

before 13 January 1977?

(Continued on page 110)

C2T64/2/HS 109 MR BENNETT, QC 2/3/89
Chopra(2)
MR BENNETT:  We do not suggest it is, Your Honour, we

say it is not but the way I use lOH - lOH is

referred to in paragraph (c) - - -

MASON CJ:  Yes, I see that.
MR BENNETT:  - - - and my friend's submission was lOA

and Bare simply picking up the language of

11A(2). What I have submitted is that field

is covered by the way it has been done in

paragraph (c), which refers to the successor
section to 11A(2), partial successor, and in

any event there is no identity between the concepts

in (a) and (b) and the concepts in 11A(2).

MASON CJ:  I can follow that but I just do not follow,

at the moment, how you are making use of the

argument that (b) must be referring to a regime

of the kind that you see in lOH.

MR BENNETT:  I suppose, Your Honour, it would have been

possible for the draftsman to have said, "I've

got (a) and (b) in relation to the old position

under 1 lA ( 2) and I ' v e g o t ( c ) i n r e 1 a t i on t o t he

new position under lOH." Had he done that one
would have thought he would have referred to

11A(2) in the same way he referred to lOH.

MASON CJ:  Yes, I can follow the way you put it now but

I had not quite followed the strength of the

argument that you were putting before when you

were relating it to lOH .

MR BENNETT:  Your Honour, it needs the refinement I have
just added to have the strength, I concede

that. Your Honours, then coming to the final

Act, the second Act of 1985, my friend first

referred to the heading. I have not given

Your Honours this because I had not prepared

myself to deal with that argument but there

is a reference in paragraph 73 of Pearce on

Statutory Interpretation, the second edition,

to a decision of this Court in BRADLEY V THE

COMMONWEALTH - the only reference Pearce gives

is, I suspect because of the date, 1 ALR 241,

at 256. I think the new edition probably has

the Commonwealth Law Reports reference. Pearce

refers to the outright rejection of the use

of a marginal note as an aid to interpretation

by Sir Garfield Barwick and Sir Harry Gibbs.

That is a marginal note but we would submit

that the same applies to a heading.

The heading, really, is not of any great significance in construing what was said.

Corning

to the words: my friend's submission-and this

is page 27 of my statutory material, my friend's

. 2T65/l/ND 110 2/3/89
Chopra(2)

submission about subsection (2) is that that

is applying to a person who was a contributor,

when a public servant or employee of a designated

body, then left it, was for a period a person

with nothing at all to do with the public service

or that body at all, and who then came back

and it is then provided that the previous

subsection is to apply to him.

One asks rhetorically: why would one want

to say that? What reason would there be for

the draftsman thinking that such a person might

be thought to fall within the words? The section

says:

a person is not required or entitled to

commence contributing to the Fund on or

after 1 July 1985.

Why would they have needed to say that also

applies to someone who was once a public servant

and is not any more? It is a rather whimsical

provision to insert if that is what one meant.

On the other hand, if one looks at the earlier

Act which had the difficulty that if one construes

the word "contributor" the way the Court of

Appeal has construed it, the Act failed in one

possible objective, namely, to exclude people

who were technically contributors but who were

not contributing, then it makes perfect sense.

And what it is doing is saying, "Well, we are

going to exclude people who have not yet

commenced contributing, even if technically

they fall within the definition 'contributor' in the earlier Act. 11

(Continuing on page 112)

C2T65/2/ND 1 1 1 MR BENNETT, 2/3/89
Chopra(2)
MR BENNETT (continuing):  Looked at that way, the subsectie>n _

makes perfect sense and one sees why - or one of the

reasons why - it was re-enacted in a different form to

that in which it was originally enacted. We would

schedule XXI and the question of

submit that is clearly the meaning of subsection (2). provisiors in

notification. My learned friend submitted that

there were two notifications, or two occasions on

which the University notified. The first of those

is very much a matter of finding the admission.

The Board, on page 50 of the appeal book, wrote

to the University and said, in effect, "We have been

given all this information by the union. It seems

on this information that she is a person"- and I

will paraphrase - "in relation to whom you are

entitled to make a notification. Are you going to

do so, what is the position?" and it sets it all

out and asks the question. The University replies:

We have received your letter ..... regarding

a member of the University's staff.

Then the second paragraph, which is rather more

important and was not read:

Naturally, we have felt obliged to seek legal opinion on this matter .... and it would seem to

be inappropriate for us to engage in involved

discussion.

So what the University says is, "We have got your

letter, we are taking legal advice" and because

they have described the letter as regarding a member

of the University's staff, which is, of course, what
the letter says it is about, the University is said

to be notifying the Board of the various matters.

That, we would submit, with respect, is a highly

artificial construction to give that letter. I will

come in a moment to what is required by "notify"

but whatever it requires it must require something

more than that.

It is not even saying she is a member of the

University's staff, it is really saying, in its

context, "The subject-matter of your letter purports

to be a member of the University staff." It is

describing the letter.

BRENNAN J:  But the University's letter is headed "Mrs Chopra"?
MR BENNETT:  Yes, that is a so.
C2T66/l/MB 112 2/3/89
Chopra(2)
BRENNAN J:  Surely if it is headed "Mrs Chopra" and says:

We have received your letter ..... regarding a

member of the University's staff

is that not saying Mrs Chopra is a member of the

University staff?

MR BENNETT: 

I would submit it is simply defining the subject-matter.

One would not expect that the person

writing this letter had looked matters up and

investigated matters himself before answering or

formed any intention. All he was doing was describing

the subject-matter of their letter and saying, "We

are getting legal advice and we will let you know."

I will come to the meaning of the word "notify" in

a moment. And, of course, "staff" in any event does

not mean "employee". Staff would include people

who are part-time, people who are on piece-work,

or could include anything. To say she is a member

of staff does not bring her within section 3 as

an employee. I mean, we know in fact she was but

that admission does not go far enough to constitute

the statement required even if it could otherwise

constitute a notification because staff is a wider

category than employee. These are technical answers

to a very technical submission.

The next one, Your Honours, is even more unlikely.

The second matter my friend relies on is the letter

at page 43. Now, this is a letter from the solicitor

for the first defendant to the solicitor for the

second defendant about the litigation. It is a

conununication between solicitors for the two

defendants describing what apparently has been an

informal discovery between them for the purpose of

that litigation. It is addressed to the Principal

Legal Officer:

Your Reference:  Ann Thomas

We refer to your conference -

presumably Miss Thomas' conference -

with Mr Terrett -

Your Honours will see he is the last name under

senior associates at the top and, no doubt, the person

sending the letter, because of the reference. So

the solicitor for the University is saying, "I
refer to my conference with the solicitor handling

the matter on behalf of the other defendant" and:

We confirm that, at the conference, we provided

you with photocopies of documents on the personnel file -

and they included certain matters, and -

C2T66/2/MB 113 2/3/89
Chopra(2)

We note that you have agreed to provide us with a copy of an unreported decision -

which is relevant, and -

We look forward to receiving that.

(Continued on page 115)

C2T66/3/MB 114 2/3/89
Chopra(2)
MR BENNETT (continuing):  It is a communication between

solicitors for the defendant about the litigation.

One could not suggest that Miss Thomas, or for

that matter the principal legal officer, had
authority on behalf of the Superannuation Board to
receive notifications under scheduleXXI, nor that

Mr Terrett had authority on behalf of the University

to give notifications under schedule XXI. It was

no t e i the r o f t he i r r o 1 e s . Th i s w a s no t h i n g rrore or

less than informal discovery in the course of

litigation for the purposes of conducting the case

and, in my respectful submission, that certainly,

whatever the word "notify" means, cannot fall

within it.

May I now come to the meaning of the word

"notify". The schedule confers an election and

in clause 2(1) it provides at page 28:

A person to whom this Schedule applies

may elect to contribute to the Fund if -

(a) ..... the employer of the person has

notified the Board that the person is an

employee; or -

the second date -

(i) the employer of the person notifies

the Board that the person is an employee; or

(ii) the person lodges at the office of the

Board a certificate signed by ..... his or

her employer stating that the person is an

employee.

Each of those three, the two notifications and the

certificate require, in my respectful submission,
a degree of formality; not so much a formality as
deliberateness. The purpose of this provision is

to give the employer the right, or the election,

if one likes, to notify in relation to particular

employees who have been outside the scheme who can

be brought within the scheme. The effect, of course,

of bringing them within the scheme is that the

employer may have a substantial liability in relation

to them and the employer is given the right, during the dying days of the scheme when it is about to be firmly closed, to bring people it choses within the scheme. But, in my respectful submissin, it is not

saying, "If you are an employee you have some right

that your employer will do that or you are entitled
to find some hint somewhere given by your employer

which suggests it" and rely on that as an election

by the employer, that is simply not the purpose of it

or the scheme of the legislation, and it would be

surprising if it were.

C2T67/l/HS 115 MR BENNETT, QC 2/3/89
Chopra(2) ·

If my friend were right in relation to that one

would have thought this would say, "If on or before

31 December a person satisfies the Board that he is

an employee and that he can bring such evidence as

is appropriate". Why, one asks, should the

condition firmly be placed on the employer and

why should there be used the firm language

"certificate" and the fairly formal word "notify"

rather than something more informal. The answer

is that this was an election given to employers and,

if one thing is clear in this case, that election

was not exercised and one certainly cannot read

into the two matters that may amount to admissions

by the University that my learned friend has referred to,

"a notification by the employer".

Apart from anything else what is the Board supposed to do. One of the aims, one of the

functions of this legislation is to close the

scheme. That must be clear. These are

amendments relating to closure. They are imposing

a final date on which the doors will finally clank

shut. Surely in laying down such legislation the one

thing which the parliament would be anxious to do is

to provide a measure a certainty. It would not

provide a measure of certainty if the Board had to
ask its legal officer whether anyone had casually
admitted to it that someone was an employee. If the

Board had to ask all its staff to go through letters

and see if there is anything which refers to anyone

which might be taken as an admission that a person is

an employee, that is not what this is about. This is about the employer writing to the

Board saying, "For the purpose of the scheme

closure, we found these people who have not
been in the scheme. We want them to be in it.

We notify you they are employees", and then the schedule takes effect.

(Continued on page 117)

C2T67/2/HS 116 2/3/89
Chopra(2)
MR BENNETT (continuing):  But here, if there is one thing that

is clear, it is that the University of Newcastle

was not doing that. It, for reasons as to which

Your Honours have seen the merits, and

Your Honours may have a view of the merits one way

or the other, in a sense, that does not matter.

But, the University of Newcastle had obviously taken

a view and that view was that it was not going to

assist Mrs Chopra to obtain admission to the

superannuation fund.

Now, in my respectful submission, it was

entitled to take that course and nothing that it did

amounted to a failure to take that course.

The final matter which supports the submission

that the employer had an election is this, that there

are numerous decisions, and some of them are referred

to in the various documents - I will not take

Your Honours to them - in which the courts have

discussed - there is one I think, in relation to
which there is a leave application before this Court
in a few weeks - but there area number of decisions
in which the courts have discussed the question of when

a person comes within that elaborate definition of

"employee". And Your Honours will recall the last

words of that definition involve a person who is not

employed by piecework or weekly or fortnightly,

the idea·being to get people on annual salaries, not
people who are employed weekly or fortnightly.

The current state of the authorities, subject to

the leave application before the Court, following an
unreported decision of the Court of Appeal in

CRIMINALE V STATE SUPERANNUATION BOARD, is that that is really a matter for the employer when he employs

the employee.

MASON CJ:  What is this, a trailer of the special leave

application, is it?

MR BENNETT:  Your Honour, I am the respondent to the special
leave application. I am eiting the Court of Appeal

as an authority in my favour, Your Honour, although

it is not on my list of authorities.

When the employer employs the employee, the

employer decides, in effect, whether the employee is

going to be treated as a permanent or a casual, or as

a weekly or annual employee by the way in which

it determines the salary. He says, "I will pay

you $500 a weel<: instead of saying, "I will pay you

$25,000 a year".

C2T68/l/JH

Chopra(2) 117 2/3/89
MR BENNETT (continuing):  The relevance of that is that it

indicates that part of this whole scheme is that

employers do have a measure of discretion. There is

nothing surprising about the fact that it is open to

an employer, within certain limits, to ensure that

some people employed by it are not within the category

of those who subscribe under this legislation. And

one manifestation of that, we would submit, is the

conferring of the election on employers in schedule 21,

and that was one of the reasons for the use of words

like "notify" and "certify" rather than words of a

more informal nature. For those reasons, we would

respectfully submit the appeal should be allowed.

The final matter is, in relation to the forms

of orders, we would respectfully direct Your Honours'

attention to the forms in which the Court of Appeal

has made declarations because if Your Honours' views

are affected by the question Your Honour Justice Brennan

first asked me this morning in relation to section 27

and following and how that fits in, it may well be

that the form of any declarations made, if

Your Honours are in whole or in part against me, may

be affected by Your Honours' views on that question,

and I therefore simply direct Your Honours' attention

to the precise form of the declaration in relation to

whether it is merely that she is a contributor or whether it is that certain consequences flow from

her being a contributor. May it please the Court.

MASON CJ: Thank you, Mr Bennett. Yes, Mr Handley.

MR HANDLEY: 

Your Honours, there is only one or two fairly brief points I seek to make in reply in addition to

those made by my learned friend, Mr Bennett. Could I
ask Your Honours to look at section 11A(2) again in
Sir Maurice Byers' photocopy reprint as at 1971
because I do not think the Court's attention has been
specifically directed to the last six lines of 11A(2)?
The language of those six lines is rather curious.
Perhaps there is a misprint or a slip on the part of
Parliament in the reference to (c).  (Continued on page 119)
C2T69/l/BR 118 2/3/89
Chopra(2)
MR HANDLEY (continuing); But nothing that has happened,

nothing that is referred to in subsection (2)

and (a), (b) and (c), covers outright acceptance

as a full contributor, refusal in (a), limited

acceptance (b), postpone acceptance (c) and

then the next words follow:

An employee accepted as a contributor -

and they are not speaking there as a contributor

for limited benefits because they go on to say -

or as a contributor for limited benefits -

so there are two forms of acceptance being referred

to there, full acceptance or a limited acceptance.

The reference to "pursuant to paragraph (c)"

seems to be - - -

MASON CJ: "(b)", it should be, presumably.

MR HANDLEY: 

Presumably it should be (b) because although (c) contemplates a possibility of an acceptance

it is a future possibility and the only decision
referred to in (c) is actually a decision to
postpone. So, in our respectful submission,
11A(2) contemplates four decisions on the part
of the Board. Apart from the three mentioned
in (a), (b) and (c) there is also complete
acceptance which is referred to in the closing
language.

MASON CJ: What does this lead to, Mr Handley?

MR HANDLEY: It leads to the point that I think was being

discussed by Mr Justice Dawson that non-acceptance -

there is no provision for a. decision to accept,

that flows from the Act, in the absence of a

decison to refuse, limit or postpone, and, in our submission, what 11A(2) is speaking about

is yet another decision, a decision to accept,

because it goes on, in the third-last line,

to identify the period in which contributions

shall commence by reference to the period in

which he is accepted and contemplates that the

Board may vary the statutory prescription in

special circumstances.

BRENNAN J: Why is that not just a provision which comes

in after paragraph (c) to deal with the termination

of the postponement?

C2T7O/l /ND 119 2/3/89
Chopra(2)

MR HANDLEY: 

Is Your Honour putting to me that the last six lines are, as it were, a flow-on from (c)?

BRENNAN J:  Yes.
MR HANDLEY:  There is a fulL stop after "determines",

Your Honour.

BRENNAN J:  Of course, but then the words which appear in
the first two lines are ip sissima verba from (c).
MR HANDLEY:  Well, against that, Your Honour, I would merely

point to the fact that the language of (c) from
"postpone" to the full st9p,doesnot refer to any

decision other than a decision to postpone. And,

one cannot say that a person is accepted, pursuant

to paragraph (c) in any ordinary sense of the

language. So, in our submission, that contemplates

a decision to accept in the ordinary case and I

would follow that up in dealing with the point that

Mr Justice Dawson was making that there is no

statutory power to decide to not accept, as

distinct from refusing, and the reference to "not

accept" in the 1977 legislation refers to the

absence of a decision or, as it were, the absence of

anything connoting an acceptance and not to a

decision involving a decision not to accept.

Your Honours remember that the words "person not

accepted" - in our submission, one can determine that

by just looking at the facts without having to

postulate that there is any decision of the Board

not to accept.

(Continued on page 121)

C2T71/l/JH 120 2/3/89
Chopra(2)
MR HANDLEY (continuing):  Your Honours, just by way of

addition to what fell from my learned friend,

Mr Bennett, in relation to the way in which the

definition of "contributor" in the 1977 amendments

interacts with section 11A(2) and section lOH,

first of all, could I point out to where the

commencement of these provisions is laid down in

the statute. My friend, Mr Bennett, said they

commenced on 13 January and that appears on

page 468 of our legislation book in section 2(3.). That

refers to schedule 2 and that picks up all these
relevant amendments as commencing on 13 January.

Then, Your Honours, the point put against us by

Sir Maurice in relation to the definition of

"contributor" is that paragraph (b) of the definition:

An employee while rejected or not accepted -

as it were, covers the same ground as 11A(2). They

both cover the same field, as it were and, in our

submission, my learned friend, Mr Bennett's reference
to lOH destroys that supposed symmetry and leaves

the words "not accepted as a contributor under this Act as enforces any time before 13 January 1977" as

apt to pick up cases like Mrs Chopra.

BRENNAN J: The curious thing is that somebody might start to

have deductions made from his salary, then go for a

medical examination and then have his acceptance

postponed, is tPat right?

MR HANDLEY:  Your Honours, whether in practice that ever

happens or ever happened may be doubtful, drawing

on knowledge from other cases.

BRENNEN J: v.Jhat, because the examination always took place first?

MR HANDLEY:  No, Your Honour. The deductions did not occur

until after the examination.

(Continued on page 122)
C2T72/l/SH 121 2/3/89
Chopra(2)
BRENN.AN J: Yes.
MR HANDLEY But my knowledge may not be in any
way universal. My friend, Mr Wright and I, were

aware of a case where deductions did not commence

although employment had commenced,but, apparently

there are other cases where deductions did commence

although a medical still had not been held.

Your Honours,my learned friend, Sir Maurice Byers,

suggested that the first 1985 Act never came into
force. Well, it certainly was repealed with

retrospective effect but, Your Honours, it was in

force for a period of some six months before

being retrospectively repealed and, therefore it

can be used firstly in the way that Mr Justice Yeldham

used it, that "employee" does not mean "contributor."

Also in the way that Mr Bennett used it to show an

ambiguity which was resolved by the second 1985 Act.

Your Honours, the history of the commencement of that

legislation - at 675 in our book the:

"Prescribed day" means the day appointed and

notified under section 2(3) of the STATE

PUBLIC SERVICE SUPERANNUATION ACT.

This Act came into force on 30 April on the Rpyal assent.

There was no provision for postponing it and the

date on which the STATE PUBLIC SERVICE SUPERANNUATION

ACT commenced was 1 May. Then it was repealed with

effect from 1 July by the second Act of 1985 which commenced on the Royal asset, page 678:

Assented to 28th November.

And section 2(1) on 679:

deemed to have commenced on 1 July.

So the first Act was in force between 30 April and

1 July and has remained in force in that period but

was also in force until 28 November until, in that

respect, retrospectively repealed as from 1 July.

(Continued on page 123)
C2T73/l/VH 122 MR HANDLEY, QC 2/3/89
Chodra(2)

MR HANDLEY (continuing): Only two remaining points we would

wish to make, Your Honours:  one relates to

section 11. We would submit clearly section 11

imposes on employees a clear statutory duty to

contribute. We acknowledge, of course, that

is contribute by deduction but nevertheless there

is a duty imposed on the employee. Going to section 19,

on which Sir Maurice placed much reliance, in our

submission, that cannot be used to expand the

definition of "contributor" and it speaks of a

contributor in section 19(1), and a person could

clearly be a contributor who has been contributing

but may nevertheless fail during a period of some leave

to make a contribution without thereby ceasing to be

a contributor. They are our submissions, if the
Court pleases.
MASON CJ:  Thank you, Mr Handley. The Court will consider

its decision in this matter and adjourn until 10.15 am

tomorrow.

AT 3.57 PM THE MATTER WAS ADJOURNED SINE DIE

C2T74/l/BR 123 2/3/89
Chopra(2)
Details
AGLC
University of Newcastle v Chopra & Anor; State Authorities Superannuation Board v Chopra [1989] HCATrans 41
Case
[1989] HCATrans 41
Decision Date

CaseChat Overview and Summary

The case involved two appeals heard together by the High Court of Australia. The parties were the University of Newcastle and the State Authorities Superannuation Board (appellants/respondents) and Audrey Lillian Chopra (respondent/appellant). The dispute concerned Mrs Chopra's eligibility for superannuation benefits.

The High Court was required to determine whether Mrs Chopra was a contributor to the State Authorities Superannuation Scheme, and consequently, whether she was entitled to benefits under that scheme. This involved interpreting the relevant provisions of the Superannuation Act 1916 (NSW) and the State Authorities Superannuation Act 1987 (NSW), particularly in relation to the conditions of her employment at the University of Newcastle and her actions regarding superannuation contributions.

The Court's reasoning focused on the statutory construction of the superannuation legislation. It examined the circumstances of Mrs Chopra's appointment in 1968, which was conditional on a medical examination to determine her eligibility to contribute to the scheme. Although she was recommended for acceptance for permanent appointment and limited benefits, the University advised her that she would need to apply for exemption from the scheme if she did not wish to contribute. An internal university memorandum from 1978 noted that Mrs Chopra had apparently indicated at the time of her appointment that she did not wish to contribute, and that an exemption was necessary. The Court considered whether these events, and the subsequent legislative changes, established her status as a contributor or an exempted person.

Orders

Orders of the court

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Background

Background to the litigation

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Evidence

Evidence Before The Court

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Decision

Reasons for decision

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Ratio Decidendi

Legal Principle Established

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